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1594 Wilhoit St Unit 9, Chattanooga, TN, 37408

1beds
2baths
1,098sqft
$324,000
$295price/sqft
$2,138/moest. monthly cost
$85,520/yrincome needed

About This Home

MODERN URBAN LIVING IN THE HEART OF THE SOUTHSIDE! Welcome to Southside Nine, an exclusive collection of contemporary townhomes located just one block off Main Street in Chattanooga's most vibrant neighborhood. Built in 2022, this exquisite residence offers a sleek, move-in-ready opportunity with all appliances included--including the washer and dryer. The three-level floor plan is designed for effortless city living and modern versatility: Level 1: A light-filled living area and sleek kitchen with a pantry, featuring no-step access to your private 1-car driveway. Level 2: A private primary retreat with an en-suite tiled shower, a large walk-in closet with custom shelving, and a conveniently located laundry closet. Level 3: A premier flex space--ideal for a 2nd bedroom, home office, or media room--opening through sliding glass doors to a massive private terrace. This outdoor oasis provides breathtaking views of Lookout Mountain, Signal Mountain, and the iconic Chattanooga Choo Choo. Enjoy a low-maintenance lifestyle with HOA-maintained landscaping and EPB's lightning-fast fiber optics. Boasting an unbeatable walk score, you are steps from Southside gems like Neidlov's Bakery, Main Street Meats, State of Confusion, and the famous MainX24 festival. Whether you are looking for a sophisticated primary residence, a perfect location for UTC/Erlanger professionals, or a savvy investment property, this Southside gem delivers. Welcome home to 1594 Wilhoit St--Schedule your showing today!

Getting Around

76
WalkingVery Walkable
42
TransitSome Transit
76
BikeVery Bikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Metal,Membrane
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Open Floorplan,Walk-In Closet(s),Separate Shower
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Concrete,Tile,Engineered Hardwood
  • Finished area above ground: 1,098

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,098
  • Total interior livable area: 1,098 sqft

Property

Details

  • Parcel number: 145lcb 025.01c009

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Porch
  • Exterior features: Lighting,Private Entrance

Lot

  • Lot size: 871.20 sqft
  • Features: Level
  • Lot size dimensions: 20 x 40

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance $158$1,896
Property Taxes $167$2,004
Electricity $175$2,103
Total$2,138$25,656

Income You'd Need if You Spent...

35% on housing$73,302/yr
40% on housing$64,140/yr
45% on housing$57,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 37408$230
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37408
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$339,000
2022-06-16Sold$329,900

For Sale by Agent

AgentLaura Ledbetter
BrokerageKeller Williams Realty

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