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1065 Topsider Ln #506, Osage Beach, MO, 65065

3beds
3baths
1,606sqft
$734,500
$457price/sqft
$4,554/moest. monthly cost
$182,160/yrincome needed

About This Home

Experience lake lifestyle from the top floor of furnished 3 bed/bath condo at modern Topsider complex including CRUISER SLIP! Enjoy stunning main channel views & all the action on the water from your expansive covered deck, just steps away from the resort-style pools & plush amenities. The massive 16x48 boat slip is perfect for just about any watercraft, making boat days effortless. Step inside this sleek & stylish unit with all the upgrades available like: LED crown molding lighting, glass backsplash, upgraded LVP flooring, granite countertops, black stainless appliances, tiled showers, & Sonos sound system. All the contemporary furniture & furnishings you see are included. So move right in & start enjoying best of the Ozarks now! The open-concept layout is perfect for entertaining, with the lake as your backdrop. All amenities & gym are just an elevator ride away. The prime land/water location means you’re close to all the hot spots the town has to offer! Five minute drive or Uber ride to shopping, dining & entertainment. Whether you’re looking for a weekend retreat or desired nightly rental spot- this condo delivers perfect combo of convenience & fun. Take a look for yourself!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-810.2 mi
6/10
Camdenton High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Flat

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Elevator,Furnished,Fireplace,Pantry,Cable TV,Walk-In Shower,Wired for Sound,Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,606
  • Total interior livable area: 1,606 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Common Area,Accessible Closets,Accessible Electrical and Environmental Controls,Accessible Elevator Installed,Accessible Central Living Area,Accessible Approach with Ramp,Reinforced Floors,Visitable,Accessible Doors,Accessible Entrance,Accessible Hallway(s),Low Threshold Shower

Details

  • Parcel number: 08101200000006053502
  • Exclusions: Personal Items,Coffee Maker & Dock Glide/Boat Hoist System

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Deck,Elevator
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Seawall,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,714$44,568
Home Insurance *$418$5,016
Property Taxes $281$3,372
Electricity $141$1,693
Total$4,554$54,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,137/yr
40% on housing$136,620/yr
45% on housing$121,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$364
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$734,500
2025-10-01Price change$739,500
2025-08-15Listed for sale$749,500
2023-05-08Sold--
2023-04-07Contingent$566,700
2023-03-31Price change$566,700
2023-03-29Price change$546,350
2023-02-23Price change$544,750
2023-01-06Price change$542,950
2022-09-19Price change$542,930
2022-06-16Listed for sale$534,470

For Sale by Agent

AgentMICHAEL JAMES SWIFT
BrokerageEXP Realty, LLC

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