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20660 Us Highway 18, Apple Valley, CA, 92307

2beds
1baths
1,020sqft
$334,900
$328price/sqft
$2,407/moest. monthly cost
$96,280/yrincome needed

About This Home

CABIN CHARM MEETS ENDLESS POSSIBILITIES ON OVER AN ACRE........Escape to your own private retreat in the heart of Apple Valley! This charming 2 Bedroom, 1 Bath cabin style Home offers 1020 sq/ft of cozy living space on an incredible 43,750 square feet (just over 1 acre) fully usable lot. Just installed brand-new mini-splits in each bedroom. The property is perimeter fenced and has wrought iron and wrought iron entry gate, providing privacy and security. A convenient carport welcomes you home, while the expansive backyard opens the door to endless opportunities. Bring your RV, Boats, Toys and Animals, or take advantage to build an ADU. a guesthouse, workshop, or create your dream outdoor oasis (buyer to verify with local agencies). With room to grow and the peaceful feel of country living, this property offers the perfect blend of comfort, privacy, and potential. Schedule your showing today! Property information is believed to be accurate, but shall not be relied upon without verification by buyer or buyer’s agent. Accuracy of square footage, lot size, & other features, amenities and/or not limited to inclusions and exclusions are not guaranteed.This Home is located in a census tract that qualifies for a $20,000 grant and special financing through City National Bank

Getting Around

41
WalkingCar-Dependent
27
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

1/10
1/10
Phoenix AcademyGrades K-80.6 mi
4/10
Granite Hills High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1951

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Dishwasher,Disposal
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Recessed Lighting,All Bedrooms Down
  • Flooring: See Remarks
  • Fireplace features: Bath,Dining Room,Kitchen,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Fireplace(s)
  • Cooling features: ENERGY STAR Qualified Equipment,See Remarks

Interior Area

  • Total interior livable area: 1,020 sqft

Kitchen

  • Features: Quartz Counters

Property

Details

  • Parcel number: 3112331130000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: See Remarks
  • Spa features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Desert,Mountain(s)

Lot

  • Lot size: 1.00 Acres
  • Features: 0-1 Unit/Acre,Front Yard,Lot Over 40000 Sqft,Street Level

Parking

  • Total spaces: 6
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$113$1,356
Property Taxes $203$2,436
Electricity $398$4,786
Total$2,407$28,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,525/yr
40% on housing$72,210/yr
45% on housing$64,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 92307$216
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92307$244
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$334,900
2022-06-29Pending sale$269,900
2022-06-24Listed for sale$269,900
2022-06-16Pending sale$269,900
2022-06-10Listed for sale$269,900

For Sale by Agent

AgentColleen Couse
BrokerageRealty ONE Group Empire

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