425 Gayle St, Fort Morgan, CO, 80701
About This Home
Featuring eight bedrooms, four bathrooms, multiple living spaces, as well as two kitchens. The north side of the home has its own private entrance, live in one side and rent the other out. Two separate offices, previously used as non-conforming bedrooms. Large lot with fenced in backyard and alley parking. Property to be sold AS-IS.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 11 x 13
Bedroom3
- Level: Main
- Area: 130
- Dimensions: 13 x 10
Bedroom4
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Bedroom5
- Level: Lower
- Area: 120
- Dimensions: 10 x 12
Bedroom6
- Level: Lower
- Area: 110
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 3
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Features
- Eat-in Kitchen
- Window features: Window Coverings
- Finished area below ground: 1,210
- Finished area above ground: 2,054
Great Room
- Level: Main
- Area: 380
- Dimensions: 20 x 19
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Central Air,Wall/Window Unit(s),Attic Fan
Interior Area
- Total structure area: 3,264
- Total interior livable area: 3,264 sqft
Kitchen
- Level: Main
- Area: 264
- Dimensions: 22 x 12
Living Room
- Level: Main
- Area: 264
- Dimensions: 22 x 12
Primary Bedroom
- Level: Upper
- Area: 130
- Dimensions: 10 x 13
Property
Accessibility
- Accessibility features: Main Floor Bath,Accessible Bedroom
Details
- Parcel number: 122908218010
- Zoning: R
- Special condition: Private Owner
- Exclusions: Sellers Personal Property,Tenants Personal Property
Features
- Levels: Four
- Stories: 4
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood,Chain Link
- Has view: Yes
- View description: City
Lot
- Lot size: 0.25 Acres
- Features: Level,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light,Alley
Parking
- Parking features: RV Access/Parking,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $360 | $4,320 |
| Property Taxes | $158 | $1,896 |
| Electricity | $246 | $2,956 |
| Total | $2,609 | $31,308 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $385,000 |
| 2026-03-17 | Listed for sale | $400,000 |
| 2023-05-17 | Listing removed | -- |
| 2023-04-10 | Listed for rent | $600 |
| 2022-08-08 | Sold | $349,000 |
| 2022-06-09 | Listed for sale | $349,000 |
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