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196 W Park Ave APT 1, El Cajon, CA, 92020

3beds
2baths
1,067sqft
$549,999
$515price/sqft
$3,821/moest. monthly cost
$152,840/yrincome needed

About This Home

75k in recent upgrades! Gated community, 3-bedroom, 2-bath condo that checks all the boxes. Finished one-car garage plus and additional oversized covered parking space, in-unit laundry, all within a small 4-unit complex. Feels much larger. Fully remodeled in 2023, this downstairs entry level unit features new flooring, kitchen, bathrooms, and fresh paint throughout. The open layout feels even more spacious than the square footage suggests, and the downstairs garage adds convenience and security. Located near downtown El Cajon with quick freeway access, this is a rare opportunity to own a stylish, move-in-ready home in a quiet, well-maintained community.

Getting Around

87
WalkingVery Walkable
51
TransitGood Transit
58
BikeBikeable

Schools

7/10
4/10
7/10
Grossmont High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven,Refrigerator,Washer
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,067
  • Total interior livable area: 1,067 sqft

Property

Details

  • Parcel number: 4871722901
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: N/K
  • Fencing: Partial

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$104$1,248
Property Taxes $538$6,456
Electricity $398$4,786
Total$3,821$45,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,005/yr
40% on housing$114,630/yr
45% on housing$101,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 92020$441
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92020$511
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$3,385
2026-08-05Listed for rent$3,299
2026-08-04Price change$549,999
2025-05-23Price change$567,450
2025-04-22Price change$569,950
2025-04-13Price change$585,000
2025-03-31Price change$589,000
2025-03-11Listed for sale$599,000
2025-02-21Listing removed$3,300
2025-01-31Listed for rent$3,300
2024-11-06Listing removed$599,900
2024-11-06Price change$599,900
2024-10-26Listed for sale$615,000
2024-10-20Listing removed$599,000
2024-08-09Pending sale$599,000
2024-07-19Price change$599,000
2024-07-03Price change$624,900
2024-06-27Listed for sale$625,000
2022-08-19Sold$385,000
2022-08-08Pending sale$425,000
2022-06-23Price change$425,000
2022-06-08Listed for sale$499,000

For Sale by Agent

AgentNathan Abbo
BrokerageColdwell Banker West

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