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640 Rivanna Hill Rd, Glen Allen, VA, 23060

3beds
4baths
2,165sqft
$438,000
$202price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Welcome home to this spacious three-level townhome in the Retreat at One community. Built in 2022, this beautiful home offers 3 bedrooms, 2 full bathrooms, 2 half bathrooms, approximately 2,147 square feet, an attached one-car garage, a kitchen island, walk-in closets, and a private deck. Community amenities include a clubhouse, playground, basketball court, and walking trails. Additional photos coming soon. Showings begin August 15, 2026.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
5/10
7/10
Glen Allen High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Stove

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Breakfast Area,Double Vanity,Kitchen Island,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,165

Half Bath

  • Level: First

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,165 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Other

  • Level: Third

Recreation

  • Level: First

Property

Details

  • Parcel number: 7847609106
  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: None

Lot

  • Lot size: 3,476 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,214$26,568
Home Insurance *$127$1,524
Property Taxes $300$3,600
Electricity $208$2,502
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 23060$223
Henrico County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 23060$231
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$438,000
2022-10-11Sold$399,990
2022-07-06Pending sale$409,990
2022-06-24Price change$409,990
2022-06-22Listed for sale$414,150
2022-06-10Listing removed--
2022-06-08Listed for sale$414,150

For Sale by Agent

AgentClatrina Monroe
BrokerageElegant Edge Realty

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