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510 Winners Cir, Rowlett, TX, 75088

3beds
4baths
2,416sqft
$799,000
$331price/sqft
$5,825/moest. monthly cost
$233,000/yrincome needed

About This Home

LAKESIDE LIVING on the shores of Lake Ray Hubbard located in The Sapphire Bay master planned development. Discover this stunning 3-story retreat designed for comfort, style and effortless entertaining. Each of the three spacious bedrooms features its own ensuite bath and an ELEVATOR provides easy access to every floor. The first floor guest suite includes a large walk-in closet perfect for added storage. On the second floor, enjoy an open concept living and dining area anchored by an impressive gourmet kitchen with an oversized island, sleek quartz countertops, stainless steel appliances, gas cooktop and double ovens. Step out onto your own private balcony and soak in peaceful lakeviews. Third floor boasts the primary suite complete with dual vanities and an oversized walk-in shower along with another private balcony overlooking lake vistas and sunsets. Secondary bedroom also located on the third floor with ensuite bath and lakeviews. This is lakeside living - perfect for entertaining, relaxing and making memories by the water.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

8/10
4/10
Rowlett High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Gas Cooktop,Disposal,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 11

Bedroom

  • Features: Cedar Closet(s),En Suite Bathroom,Split Bedrooms
  • Level: Third
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Elevator,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Other,Cable TV,Wired for Sound
  • Flooring: Carpet,Hardwood,Tile

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Zoned
  • Cooling features: Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total interior livable area: 2,416 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island,Stone Counters
  • Level: Second
  • Dimensions: 15 x 13

Living Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 19 x 15

Master Bedroom

  • Features: Built-in Features,Ceiling Fan(s),Dual Sinks,En Suite Bathroom
  • Level: Third
  • Dimensions: 15 x 13

Property

Details

  • Parcel number: 447550000A0450000

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Balcony
  • Exterior features: Balcony,Covered Courtyard
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2,090 sqft
  • Features: Greenbelt,Interior Lot,Landscaped,Subdivision,Sprinkler System,Wooded

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$682$8,184
Property Taxes $838$10,056
Electricity $265$3,183
Total$5,825$69,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,714/yr
40% on housing$174,750/yr
45% on housing$155,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 75088$169
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75088$170
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$818,888
2025-07-20Listed for sale$829,000
2025-06-25Listing removed$839,990
2025-04-02Listed for sale$839,990
2025-03-29Listing removed$839,990
2024-09-30Listed for sale$839,990
2024-09-16Listing removed$839,990
2024-09-14Listed for sale$839,990
2023-10-30Sold--
2022-10-05Pending sale$824,900
2022-06-07Listed for sale$824,900

For Sale by Agent

AgentKaren Rutherford
BrokerageRE/MAX DFW Associates

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