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13-3360 Kupono St, Pahoa, HI, 96778

2beds
2baths
1,408sqft
$275,000
$195price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

This 2 bedroom, 2 bath never lived in 1408sf home was started in 2018 and finaled 9-20-2024. Kenmore dishwasher, elite Fridge, gas with convection oven stove, above range microwave, washer dryer series 200; Koa slab island, 10,000 gal catchment tank with cover; 3 ceiling fans, 4 smoke detectors, laminate wood flooring throughout. 352' front lanai, 10x12 tool shed. 13-3360 Kupono St is in Lava Zone 1, Flood Zone X and is at 727 ft elevation. For 360 go to https://leilanirealestate.com/360/MLS729079/index.html

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-62.3 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: 3130360130000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Graded

Lot

  • Lot size: 1 Acres
  • Features: Interior Lot

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire
Coastal Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$124$1,488
Property Taxes $80$960
Electricity $453$5,440
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$275,000
2025-10-13Listing removed$285,000
2025-04-13Price change$285,000
2024-05-19Price change$293,000
2023-02-01Listed for sale$345,678

For Sale by Agent

AgentArlene Araki
BrokerageLocal Hawaii Real Estate

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