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3297 Ridge Side Dr, Cleveland, TN, 37323

5beds
3baths
2,556sqft
$385,000
$151price/sqft
$2,479/moest. monthly cost
$99,160/yrincome needed

About This Home

Modern comfort meets functional design in this spacious 5 bedroom, 3 bath home offering 2,556 square feet across two thoughtfully designed levels. A welcoming covered front porch leads into the foyer, where a versatile front room provides the perfect space for a home office, study, or formal sitting room. The open-concept main living area is ideal for everyday living and entertaining, featuring a generous living room anchored by a cozy gas log fireplace. The adjoining dining area opens to the backyard through sliding glass doors, creating a seamless indoor-outdoor flow. The open kitchen boasts a large island with a sink and breakfast bar seating, tile backsplash, stainless steel appliances, and a walk-in pantry. A main-level bedroom and full bath offer flexibility for guests or multi-generational living. Upstairs, the spacious primary suite features a private ensuite with dual vanities, a separate shower, and a large walk-in closet. Three additional bedrooms share a full bath with double vanities and a tub/shower combination. The laundry room is conveniently located upstairs adding everyday convenience. Outside, enjoy a level, privacy-fenced backyard with a concrete patio, perfect for relaxing or entertaining. A two-car front-loading garage and spacious driveway complete this move-in-ready home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
4/10
Cleveland Middle SchoolGrades 6-84.4 mi
7/10
Cleveland High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Kitchen Island,Walk-In Closet(s),Tub/shower Combo,En Suite
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Finished area above ground: 2,556

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,556
  • Total interior livable area: 2,556 sqft

Property

Details

  • Parcel number: 050e M 00900 000
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 7,474 sqft
  • Features: Back Yard,Cleared,Level
  • Lot size dimensions: 65 x 115

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance $185$2,220
Property Taxes $141$1,692
Electricity $207$2,492
Total$2,479$29,748

Income You'd Need if You Spent...

35% on housing$84,994/yr
40% on housing$74,370/yr
45% on housing$66,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 37323$150
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37323$184
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$385,000
2022-10-04Listing removed--
2022-07-25Pending sale$358,940
2022-07-25Listed for sale$358,940
2022-07-25Pending sale$358,940
2022-06-03Listed for sale$358,940

For Sale by Agent

AgentMelanie Settles
BrokerageZach Taylor - Chattanooga

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