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326 Starfish Lane, Sneads Ferry, NC, 28460

3beds
4baths
1,877sqft
$295,000
$157price/sqft
$1,932/moest. monthly cost
$77,280/yrincome needed

About This Home

Welcome to this beautifully maintained END unit offering the perfect blend of comfort, style, and convenience. Featuring three spacious bedrooms and three and a half baths, this home is designed to impress. Inside, you'll find elegant granite countertops, stainless steel appliances, and thoughtfully designed layout ideal for both everyday living and entertaining. The refrigerator, washer, and dryer all convey, adding even more value. Enjoy access to a community pool, and take advantage of a prime location just a few miles from the beach and minutes away from all the restaurants. Don't miss your chance to own this stylish and low-maintenance coastal retreat! For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-53.2 mi
7/10
Dixon MiddleGrades 6-80.9 mi
4/10
Dixon HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block,Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: Unfinished,None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),High Ceilings,Ceiling Fan(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,877
  • Total interior livable area: 1,877 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 766a152
  • Zoning: HB
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Patio,Porch
  • Exterior features: Cluster Mailboxes,Storm Doors
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 18.17 x 45.50

Parking

  • Parking features: Parking Lot,Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$80$960
Property Taxes $161$1,932
Electricity $200$2,405
Total$1,932$23,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,240/yr
40% on housing$57,960/yr
45% on housing$51,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$307
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$295,000
2026-03-05Listed for sale$299,000
2026-01-01Listing removed$306,000
2025-11-13Price change$306,000
2025-08-05Price change$309,000
2025-06-13Price change$309,326
2025-05-06Listed for sale$312,000
2023-03-31Sold$299,500
2022-06-03Pending sale$299,500
2022-06-02Listed for sale$299,500

For Sale by Agent

AgentJudy Whitaker
BrokerageColdwell Banker Sea Coast Advantage

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