See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

118-120 Granite Ave #1, Dorchester Center, MA, 02124

3beds
1baths
967sqft
$559,000
$578price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

Welcome to 120 Granite Ave! This well-maintained 3-bedroom, 1-bath condo located in the desirable Adams Village/Cedar Grove area. Features include an open-concept living and kitchen area with updated appliances, including a gas cooktop with range hood, gas oven, and wine fridge. Oak hardwood floors run throughout the unit. Additional highlights include in-unit laundry, a jetted soaking tub, heated bathroom floors, a walk-in closet, mini-split air conditioning, private rear porch and a dedicated storage room in the basement. Enjoy a short walk to Adams Village restaurants and shops, as well as the beautiful Neponset River Park System across the street, with easy access to Ashmont and Cedar Grove stations, local bus lines, and major highways. Don't miss the opportunity to own in one of Dorchester's most sought-after neighborhoods!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Kenny Elementary SchoolGrades PK-60.5 mi
6/10
Murphy K-8 SchoolGrades PK-81.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Rubber
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 967

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Window Unit(s),Ductless

Interior Area

  • Total structure area: 967
  • Total interior livable area: 967 sqft

Property

Details

  • Parcel number: W:16 P:04347 S:002,1317220
  • Zoning: CD

Features

  • Entry location: Unit Placement(Ground)
  • Waterfront features: Ocean,River,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 967 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$199$2,388
Property Taxes $321$3,852
Electricity $354$4,259
Total$3,700$44,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 02124$355
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02124$396
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$559,000
2026-07-06Price change$565,000
2026-06-18Listed for sale$575,000
2021-09-30Sold$500,000

For Sale by Agent

AgentJohn O'Toole
BrokerageOlde Towne Real Estate Co.

Similar Homes