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1274 Chelseas Way, Cross Plains, TN, 37049

4beds
3baths
2,834sqft
$474,000
$167price/sqft
$3,513/moest. monthly cost
$140,520/yrincome needed

About This Home

Seller to pay for a 3-2-1 rate buy-down! You won’t want to miss the opportunity to see this beautiful, better-than-new home featuring 4 bedrooms plus a converted flex room that offers the option of a 5th bedroom, media room or private retreat. Nestled in a small, private community in a highly desirable location, this home has been thoughtfully upgraded with over $30,000 in enhancements that make it truly stand out. The outdoor living space is an entertainer’s dream, featuring a freshly painted 1,000-square-foot covered back porch, a piped-in natural gas grill and a custom natural gas fire pit, perfect for year-round gatherings. The HOA-approved fenced backyard includes a convenient double gate and provides both privacy and functionality. Inside, you'll find a living room equipped with in-wall and in-ceiling surround sound, creating the perfect atmosphere for movie nights or game days. The versatile flex room has been professionally converted into a theater room but can easily serve as a fifth bedroom. The primary suite has also been pre-wired for speakers, allowing for a seamless audio experience. Additional upgrades include a whole-house water filtration and water softener system, a security camera system with cameras installed on each corner of the home and a stunning staircase chandelier that adds elegance to the entryway. Even better, the washer, dryer and range all remain with the home, making your move-in process even easier. This meticulously maintained home offers the perfect combination of comfort, technology and outdoor living in one of the area's most sought-after locations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Water Purifier

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Den

  • Features: Separate
  • Level: Separate
  • Area: 208
  • Dimensions: 16x13

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 150
  • Dimensions: 15x10

Features

  • Ceiling Fan(s),Open Floorplan,Walk-In Closet(s),Kitchen Island
  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 2,834

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,834
  • Total interior livable area: 2,834 sqft

Kitchen

  • Area: 156
  • Dimensions: 13x12

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 240
  • Dimensions: 16x15

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 270
  • Dimensions: 18x15

Property

Details

  • Parcel number: 084D A 01700 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 66.23 x 120 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance $237$2,844
Property Taxes $650$7,800
Electricity $230$2,763
Total$3,513$42,156

Income You'd Need if You Spent...

35% on housing$120,445/yr
40% on housing$105,390/yr
45% on housing$93,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 37049$188
Robertson County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37049$213
Robertson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$474,000
2026-07-06Price change$474,900
2026-06-05Listed for sale$484,900
2022-05-20Sold$433,757

For Sale by Agent

AgentAngela Ambrose
BrokerageHaven Real Estate

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