




1274 Chelseas Way, Cross Plains, TN, 37049
About This Home
Seller to pay for a 3-2-1 rate buy-down! You won’t want to miss the opportunity to see this beautiful, better-than-new home featuring 4 bedrooms plus a converted flex room that offers the option of a 5th bedroom, media room or private retreat. Nestled in a small, private community in a highly desirable location, this home has been thoughtfully upgraded with over $30,000 in enhancements that make it truly stand out. The outdoor living space is an entertainer’s dream, featuring a freshly painted 1,000-square-foot covered back porch, a piped-in natural gas grill and a custom natural gas fire pit, perfect for year-round gatherings. The HOA-approved fenced backyard includes a convenient double gate and provides both privacy and functionality. Inside, you'll find a living room equipped with in-wall and in-ceiling surround sound, creating the perfect atmosphere for movie nights or game days. The versatile flex room has been professionally converted into a theater room but can easily serve as a fifth bedroom. The primary suite has also been pre-wired for speakers, allowing for a seamless audio experience. Additional upgrades include a whole-house water filtration and water softener system, a security camera system with cameras installed on each corner of the home and a stunning staircase chandelier that adds elegance to the entryway. Even better, the washer, dryer and range all remain with the home, making your move-in process even easier. This meticulously maintained home offers the perfect combination of comfort, technology and outdoor living in one of the area's most sought-after locations.
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Range,Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Water Purifier
Basement
- Basement: Crawl Space,None
Bedroom1
- Features: Suite
- Level: Suite
- Area: 210
- Dimensions: 15x14
Bedroom2
- Area: 143
- Dimensions: 13x11
Bedroom3
- Area: 143
- Dimensions: 13x11
Bedroom4
- Area: 182
- Dimensions: 14x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Den
- Features: Separate
- Level: Separate
- Area: 208
- Dimensions: 16x13
Dining Room
- Features: Combination
- Level: Combination
- Area: 150
- Dimensions: 15x10
Features
- Ceiling Fan(s),Open Floorplan,Walk-In Closet(s),Kitchen Island
- Flooring: Carpet,Laminate,Tile
- Finished area above ground: 2,834
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,834
- Total interior livable area: 2,834 sqft
Kitchen
- Area: 156
- Dimensions: 13x12
Living Room
- Features: Great Room
- Level: Great Room
- Area: 240
- Dimensions: 16x15
Recreation Room
- Features: Second Floor
- Level: Second Floor
- Area: 270
- Dimensions: 18x15
Property
Details
- Parcel number: 084D A 01700 000
- Special condition: Standard
Features
- Levels: One
- Stories: 2
- Patio & porch: Patio,Covered,Porch
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 66.23 x 120 IRR
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,396 | $28,752 |
| Home Insurance | $237 | $2,844 |
| Property Taxes | $650 | $7,800 |
| Electricity | $230 | $2,763 |
| Total | $3,513 | $42,156 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $474,000 |
| 2026-07-06 | Price change | $474,900 |
| 2026-06-05 | Listed for sale | $484,900 |
| 2022-05-20 | Sold | $433,757 |
