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120-120 North St #R, Ware, MA, 01082

7beds
2baths
1,980sqft
$315,000
$159price/sqft
$2,469/moest. monthly cost
$98,760/yrincome needed

About This Home

First unit oil heat offers 4 bedrooms, second unit (vacant) electric heat offers 3 bedrooms. Small fenced yard, and two car garage. This duplex is tucked down a private driveway with little to no traffic.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
5/10
Ware Middle SchoolGrades 4-61.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,980

Heating

  • Heating features: Oil,Electric

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Property

Details

  • Parcel number: 3420141
  • Zoning: DTR

Lot

  • Lot size: 10,019 sqft
  • Features: Sloped

Parking

  • Total spaces: 6
  • Parking features: Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$130$1,560
Property Taxes $357$4,284
Electricity $390$4,685
Total$2,469$29,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,651/yr
40% on housing$74,070/yr
45% on housing$65,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 01082$178
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01082$225
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$315,000
2025-10-28Listing removed$349,000
2025-07-22Listed for sale$349,000
2025-01-07Listing removed$340,000
2024-09-13Listed for sale$340,000

For Sale by Agent

AgentScott Fontaine
BrokerageREMAX Connections - Easthampton

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