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22 Deercrest Ln, Murray, KY, 42071

1beds
1baths
875sqft
$145,000
$166price/sqft
$1,083/moest. monthly cost
$43,320/yrincome needed

About This Home

Check out this lake area weekend retreat! Just minutes from Kentucky Lake and Land Between the Lakes, this 2024-built cabin is the low-maintenance lake getaway you've been waiting for. Nearly new from top to bottom, it features energy-efficient mini-split cooling, a durable metal roof and exterior, and a bright, open one-bedroom, one-bath layout that lives larger than its footprint. Enjoy your morning coffee on the covered porch and take in the quiet, wooded setting on roughly a third of an acre. Everything is less than 3 years old (roof, HVAC, water heater, etc.) so you can spend less time on upkeep and more time on the water. Whether you're after a weekend retreat, a first place to call your own, or a turn-key getaway near one of the most beautiful recreation areas in the country, 22 Deercrest Lane is ready for you. Come see why life is better by the lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
6/10
Calloway County High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 875

Heating & Cooling

  • Heating features: Propane,Wood Stove
  • Cooling features: Ductless,Electric,Multi Units

Interior Area

  • Total structure area: 875
  • Total interior livable area: 875 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 083C0065TR

Features

  • Levels: One
  • Exterior features: Fire Pit
  • Fencing: None

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped,Wooded,Many Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$123$1,476
Property Taxes $73$876
Electricity $154$1,850
Total$1,083$12,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,131/yr
40% on housing$32,490/yr
45% on housing$28,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$144
Calloway County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$145,000
2026-06-30Price change$165,000
2022-06-01Listed for sale$9,000

For Sale by Agent

AgentKimberly Myers
BrokerageKeller Williams Experience - Murray

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