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470 Secrist Ln, Girard, OH, 44420

1beds
1baths
740sqft
$107,000
$145price/sqft
$938/moest. monthly cost
$37,520/yrincome needed

About This Home

Welcome to this charming 1-bedroom, 1-bath home situated on 1.82 acres in the Liberty Local School District. Tucked away on a quiet dead-end road, the property offers a peaceful setting with plenty of outdoor space to enjoy. A detached two-car garage provides ample room for parking, storage, hobbies, or a workshop. Whether you are looking for a comfortable place to call home, a low-maintenance property, or an investment opportunity, this unique property offers plenty of potential in a convenient Girard location.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
4/10
Liberty High SchoolGrades 7-122.7 mi
5/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 740

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 740
  • Total interior livable area: 740 sqft

Property

Details

  • Parcel number: 12236700
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.82 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $541$6,492
Home Insurance *$87$1,044
Property Taxes $117$1,404
Electricity $193$2,320
Total$938$11,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,160/yr
40% on housing$28,140/yr
45% on housing$25,013/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 44420$79
Trumbull County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 44420$110
Trumbull County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Contingent$107,000
2026-07-23Listed for sale$107,000
2025-02-25Sold$86,000
2025-02-13Pending sale$87,000
2025-02-09Listed for sale$87,000
2024-06-13Sold$78,000
2024-05-18Pending sale$85,000
2024-05-14Listed for sale$85,000
2022-07-28Listing removed--
2022-05-31Listed for sale$89,900

For Sale by Agent

AgentHolly Ritchie
BrokerageKeller Williams Chervenic Rlty

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