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904 Pismo Creek Ln, Katy, TX, 77493

4beds
3baths
2,396sqft
$350,000
$146price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

Welcome home to 904 Pismo Creek Lane, located in the master-planned community of Sunterra and zoned to Katy ISD! This stunning 4-bedroom, 3-bath home offers soaring ceilings and an open-concept design perfect for modern living. The chef’s kitchen features white cabinetry, Quartz countertops, and an oversized island with a breakfast bar. The inviting family room showcases wood flooring and large windows that fill the space with natural light. Unwind in the luxurious primary suite with a spa-like bath featuring a walk-in shower, stand-alone soaking tub, and spacious closet. Upstairs, you’ll find two secondary bedrooms and a spacious game room overlooking the main living area. Step outside to enjoy the covered patio and private backyard, ideal for relaxing or entertaining. Sunterra home yours! Conveniently located near top-rated Katy ISD schools, shopping, dining, and major highways, Sunterra offers the ideal blend of luxury, lifestyle, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
7/10
Freeman High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Other

  • Builder name: Highland Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Disposal,Electric Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Formal Entry/Foyer,High Ceilings,2 Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Separate Shower,Vanity Area

Property

Details

  • Parcel number: 800009001020000

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 4,861 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$216$2,592
Property Taxes $166$1,992
Electricity $263$3,157
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 77493$195
Waller County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 77493$160
Waller County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$350,000
2026-04-01Price change$365,000
2026-02-27Price change$375,000
2026-02-10Listed for sale$385,000
2026-02-10Listing removed$385,000
2026-01-07Listed for sale$385,000
2026-01-07Listing removed$385,000
2025-12-02Price change$385,000
2025-10-22Listed for sale$400,000
2023-04-18Listing removed--
2023-02-24Price change$429,000
2022-12-06Price change$450,000
2022-10-06Listed for sale$465,000
2022-09-08Listing removed--
2022-06-03Price change$505,852
2022-05-31Listed for sale$503,750

For Sale by Agent

AgentNicole Freer
BrokerageCorcoran Genesis

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