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113 Stone Gate, Jacksonville, NC, 28546

4beds
3baths
1,727sqft
$315,000
$182price/sqft
$2,169/moest. monthly cost
$86,760/yrincome needed

About This Home

Beautifully maintained two-story home in Carolina Forest featuring an inviting layout with comfortable living spaces and thoughtful functionality throughout. The main living area includes a gas fireplace and connects easily to the kitchen, which offers new stainless steel appliances, ample cabinet and counter space, and a center island. Upstairs, the primary suite includes two walk-in closets and a private en-suite bathroom with dual vanities, a soaking tub, and separate walk-in shower. Two additional bedrooms, a full bathroom, and an upstairs laundry room complete the second-floor layout. Outdoor living is enhanced by a fully fenced backyard, and covered platform deck whiich could easily be screened in offering space to relax, entertain, or enjoy time outside.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
3/10
4/10
Northside HighGrades 9-122.1 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Dishwasher,Convection Oven
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Features

  • Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 1,727 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 338c282
  • Zoning: RSF-7
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Storm Doors
  • Fencing: Full,Wood,Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$115$1,380
Property Taxes $262$3,144
Electricity $200$2,405
Total$2,169$26,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,365/yr
40% on housing$65,070/yr
45% on housing$57,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$315,000
2026-07-27Price change$315,000
2026-07-14Listed for sale$330,000
2018-07-09Sold$167,100
2018-03-22Sold$141,500
2012-04-26Sold$183,000

For Sale by Agent

AgentDominique Zamora
BrokerageColdwell Banker Sea Coast Advantage - Jacksonville

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