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90 Cove Dr, Eclectic, AL, 36024

2beds
2baths
952sqft
$269,000
$283price/sqft
$2,304/moest. monthly cost
$92,160/yrincome needed

About This Home

Turnkey, income-producing Airbnb, this fully furnished lake-area property is a rare opportunity for both investors and lifestyle buyers! With an established rental history and consistent bookings throughout the year, this home is ready to continue producing income from day one. Whether you're looking to expand your investment portfolio, own a weekend retreat, or enjoy full-time living with added income potential, this property delivers flexibility and value. Enjoy the freedom of no HOA and no rental restrictions, allowing you to maximize rental potential. Situated on a quiet street, the home features a private backyard with fire pit area and a screened-in porch—perfect for relaxing or entertaining guests. Located just minutes from lake access, public boat launch, and beach area, offering the ideal combination of income and lifestyle. Recently reduced to $269K—schedule your showing today before it’s gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Eclectic Middle SchoolGrades 5-85.9 mi
6/10
Elmore Co High SchoolGrades 9-126.1 mi
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Yes

Basement

  • Area: 0

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None,Smooth Ceilings,Linen Closet,Tub/Shower Combo
  • Flooring: Laminate
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 952

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 952 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 0708280001006.00
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Porch Screened
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$144$1,728
Property Taxes $560$6,720
Electricity $240$2,881
Total$2,304$27,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,994/yr
40% on housing$69,120/yr
45% on housing$61,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 36024$323
Elmore County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 36024$214
Elmore County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$269,000
2026-03-29Listed for sale$275,000
2023-04-25Sold$245,000
2023-02-09Listed for sale$249,900
2022-11-09Sold$233,000
2022-10-18Listed for sale$230,000
2022-08-19Contingent$230,000
2022-08-16Listed for sale$230,000
2022-07-01Listing removed--
2022-05-25Listed for sale$230,000

For Sale by Agent

AgentStaci Payne
BrokerageKeller Williams

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