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4728 23rd Avenue #2, Sneads Ferry, NC, 28460

6beds
5baths
2,869sqft
$1,100,000
$383price/sqft
$6,715/moest. monthly cost
$268,600/yrincome needed

About This Home

Waterfront Luxury with Unparalleled Stump Sound Views - A Rare North Topsail Beach Retreat Experience the beauty of coastal living at its finest at 4728 23rd Avenue, Unit 2, North Topsail Beach--a spectacular soundfront townhome offering six bedrooms, four and a half baths, and breathtaking panoramic views of Stump Sound from every level. Situated on a rare 2.2875-acre deeded shared parcel with Unit 1, this exceptional property offers privacy, serenity, and unobstructed water views that create a truly unforgettable setting. Designed to capture the surrounding natural beauty, this spacious three-story retreat provides the perfect blend of luxury, comfort, and functionality. The first floor features an inviting open-concept design with a spacious living area, dining space, and a well-appointed gourmet kitchen. The kitchen is a chef's dream, complete with granite countertops, a large island workspace with double sink, dishwasher, stainless steel appliances, two refrigerators, a cooktop, microwave, and double ovens. Also located on the main level is a private primary suite with a full bath, a convenient half bath, and a laundry area. The second level offers three generously sized bedrooms and an additional living room/game room, creating a perfect gathering space for family and guests. The third floor serves as a private retreat with a second primary suite, a shared full bath, and an additional bedroom--all enhanced by incredible views of the sound and coastal landscape. Outdoor amenities make this property truly extraordinary. Enjoy the private pier and 8' x 20' floating dock (shared with Unit 1), ideal for launching kayaks, canoes, paddleboards, or a small boat for a day of exploring the calm waters of Stump Sound. Watch spectacular sunsets, observe abundant coastal wildlife, or enjoy peaceful mornings with your coffee overlooking the water. Fishermen and bird enthusiasts alike will appreciate the exceptional access to nature. While this peaceful waterfront haven feels secluded, the public beach access is conveniently located just one block away, allowing you to enjoy both the tranquil waters of the sound and the sandy shores of the Atlantic Ocean. Additional conveniences include covered parking beneath the home and ample additional parking for five or more vehicles. Whether you are searching for a luxurious primary residence, a second home, or an outstanding vacation rental investment opportunity, this remarkable soundfront property delivers the best of North Topsail Beach--expansive water views, incredible outdoor amenities, and a location that offers the ultimate coastal lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades K-53.6 mi
7/10
Dixon MiddleGrades 6-86.2 mi
5/10
Dixon HighGrades 9-128.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Built-In Microwave,Built-In Electric Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Other

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Ceiling Fan(s),Furnished,Built-in Features
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,869
  • Total interior livable area: 2,869 sqft

Property

Details

  • Parcel number: 80960.2
  • Zoning: MHR
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,See Remarks,Other
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Sound
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Pier,Waterfront,Salt Marsh,Sound Side,Sound Front
  • Frontage type: Sound Front
  • Living area range: 2800 - 2999

Lot

  • Lot size: 2.29 Acres
  • Features: Wetlands,Boat Dock,Deeded Waterfront,Pier,Salt Marsh,Sound Side
  • Lot size dimensions: Irregular

Parking

  • Parking features: Gravel,On Site,No Garage,Underhouse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$300$3,600
Property Taxes $586$7,032
Electricity $267$3,206
Total$6,715$80,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,228/yr
40% on housing$201,450/yr
45% on housing$179,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$305
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$1,100,000
2017-11-28Sold$470,000

For Sale by Agent

AgentLisa A Hamner
BrokerageColdwell Banker Sea Coast Advantage

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