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50035 Indian Island Cir, Aberdeen, MS, 39730

2beds
1baths
600sqft
$224,000
$373price/sqft
$1,697/moest. monthly cost
$67,880/yrincome needed

About This Home

Fabulous cabin right across from the waterway! This well-maintained 2 bedroom, 1 bath cabin sits on +/- 1 acre with a pond and offers the perfect blend of rustic charm and modern convenience. You will love the warm wood ceilings, cozy living area, butcher block countertops, smart-wired features, and a tile tub/shower. The open kitchen and living space make this home feel inviting and functional, whether you're looking for a weekend getaway, primary home, or investment opportunity. Enjoy relaxing on the deck and being just steps from the waterway. A detached 40x30 insulated garage provides excellent space for storage, hobbies, a workshop, or recreational equipment. With its charming cabin feel, great outdoor space, and prime location across from the water, this property is a rare find!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
6/10
Aberdeen High SchoolGrades 9-123.7 mi
--

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 374D1400004600,374D1400004700

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 ac

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado
Earthquake
Strong Wind

FEMA Declared Disasters in Monroe County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$284$3,408
Property Taxes $89$1,068
Electricity $192$2,304
Total$1,697$20,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,182/yr
40% on housing$50,910/yr
45% on housing$45,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 39730$76
Monroe County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 39730
Monroe County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$224,000
2022-06-14Listing removed--
2022-05-24Listed for sale$335,000

For Sale by Agent

AgentStacy P. Forbus
BrokerageAMORY REALTY

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