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165 Saddle St, New Market, AL, 35761

4beds
3baths
2,936sqft
$367,000
$125price/sqft
$2,574/moest. monthly cost
$102,960/yrincome needed

About This Home

Better than new!!! Riverton Lifestyle Triangle w/ 4 bedrooms, 3 baths, office/flex room, bonus room and 2 car garage! Designer Kitchen features beautiful backsplash, granite countertops and finished w/stainless steel appliances! Drop zone cubby. Large secluded master bedroom w/ ensuite bath, double vanity and large master closet. Full brick exterior, covered back patio and sprinkler system on a beautiful lot. Come check out the Bellview community which features large lots, convenient access to Highway 565 and just 15 minutes away from Huntsville!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
6/10
Buckhorn Middle SchoolGrades 7-80.2 mi
8/10
Buckhorn High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Disposal,Electric Water Heater,Gas Cooktop

Bedroom2

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 192

Bedroom3

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 144

Bedroom4

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 216

Dining Room

  • Features: 9’ Ceiling,Smooth Ceiling,LVP
  • Level: First
  • Area: 182

Family Room

  • Features: 9’ Ceiling,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 320

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Outside,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 2,936 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 234

Office

  • Features: 9’ Ceiling,Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 143

Property

Details

  • Parcel number: 0903070000038.159

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Covered Porch,Front Porch
  • Exterior features: Curb/Gutters

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 65 x 165

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,855$22,260
Home Insurance *$272$3,264
Property Taxes $119$1,428
Electricity $328$3,942
Total$2,574$30,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,251/yr
40% on housing$77,220/yr
45% on housing$68,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 35761$134
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35761$158
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$367,000
2026-04-29Price change$372,500
2026-03-08Listed for sale$375,000
2025-12-16Listing removed$380,000
2025-06-19Listed for sale$380,000
2025-05-07Listing removed$365,500
2025-04-26Price change$365,500
2025-04-02Price change$365,000
2025-03-11Price change$370,000
2025-01-16Price change$375,000
2025-01-08Listed for sale$380,000
2023-01-30Sold$373,900
2022-11-25Pending sale$373,900
2022-09-15Price change$373,900
2022-08-30Price change$398,901
2022-08-17Price change$398,900
2022-08-05Price change$398,901
2022-07-27Price change$398,900
2022-07-25Pending sale$398,901
2022-07-23Price change$398,901
2022-07-13Price change$398,900
2022-06-29Price change$398,901
2022-06-22Price change$398,900
2022-06-17Price change$398,901
2022-05-24Listed for sale$398,900

For Sale by Agent

AgentBeth Medley
BrokerageKW Huntsville

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