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823 Cherry Elm Dr, Saint Augustine, FL, 32092

3beds
3baths
1,994sqft
$399,000
$200price/sqft
$2,677/moest. monthly cost
$107,080/yrincome needed

About This Home

Have you ever walked through the model home in a community and said, WOW I wish this is for sale? Well now is the chance to own THE BEST townhome in Cherry Elm @ Silverleaf. Not only is the Coral Model the largest model in the community at 1994 sqft but it has all of the upgrades including an extended kitchen with a separate pantry, a glass backsplash, premier location, and the only pot filler in the entire community. We can't wait for you to enjoy everything Silverleaf has to offer!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
9/10
--

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Frame,Concrete Fiber Board

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,994
  • Total interior livable area: 1,994 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0279852130
  • Zoning: res

Features

  • Levels: 2 Story,Multi-Level
  • Stories: 2
  • Entry location: Ground Level
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 3,920 sqft
  • Features: Less than 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$194$2,328
Property Taxes $266$3,192
Electricity $200$2,408
Total$2,677$32,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,782/yr
40% on housing$80,310/yr
45% on housing$71,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$399,000
2026-03-16Price change$405,000
2026-02-24Listed for sale$419,000
2023-05-02Sold$435,000
2023-02-18Pending sale$435,000
2022-10-05Listing removed--
2022-06-02Listing removed$399,990
2022-05-20Listed for sale$399,990

For Sale by Agent

AgentDamon Lee
BrokerageSTA Realty LLC

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