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545 White Mountain Highway, Milton, NH, 03851

5beds
2baths
2,387sqft
$399,900
$168price/sqft
$3,075/moest. monthly cost
$123,000/yrincome needed

About This Home

Don’t miss out on this duplex that everyone has been looking for! Seize this incredible opportunity with a rare current cap rate of 11.15%. Investors appreciate the property’s easy maintenance, and separate utilities allowing for low expenses. Small apartments no more as tenants enjoy large spacious size units with bountiful rooms. Discover some of the charming details of the space, from tray ceilings, beautiful hardwood floors and to the elegance of tiled bathrooms. Tenants appreciate its location being conveniently located in downtown Milton across from Milton 3 Ponds. Tenants enjoy fishing, swimming and boating just a short stroll away from the property. Situated just minutes away from schools, convenience stores, town hall, the seacoast, lakes, mountains, Route 16, and numerous other amenities. This property can be purchased as a package with 547 White Mountain Highway. Delayed SCHEDULED PRIVATE showings begin on Friday.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
Milton Elementary SchoolGrades PK-50.3 mi
4/10
Nute Junior High SchoolGrades 6-80.4 mi
1/10
Nute High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete
  • Roof: Other
  • Construction materials: Wood Frame,Wood Exterior

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,387

Heating & Cooling

  • Heating features: Propane,Forced Air,Hot Water,Monitor Type
  • Cooling features: Other

Interior Area

  • Total structure area: 2,387
  • Total interior livable area: 2,387 sqft

Property

Details

  • Zoning description: High Density Residential

Features

  • Levels: Two

Lot

  • Lot size: 8,712 sqft
  • Features: Level

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $118$1,416
Property Taxes $586$7,032
Electricity $349$4,194
Total$3,075$36,900

Income You'd Need if You Spent...

35% on housing$105,428/yr
40% on housing$92,250/yr
45% on housing$82,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 03851$212
Strafford County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 03851$264
Strafford County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$449,900
2025-04-25Listing removed$389,000
2025-04-08Price change$389,000
2025-03-28Listed for sale$445,000
2024-05-24Sold$240,000
2024-01-25Listed for sale$285,000
2022-09-06Sold$550,000
2022-06-07Contingent$649,900
2022-05-18Listed for sale$649,900

For Sale by Agent

AgentAndy Yau
BrokerageRE/MAX Shoreline

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