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59 Turtle Ct, Winchester, TN, 37398

4beds
4baths
2,560sqft
$695,900
$272price/sqft
$5,480/moest. monthly cost
$219,200/yrincome needed

About This Home

Lake Life at its FINEST- this remarkable home in Twin Creeks Subdivision has everything you need! Open Living concept for easy entertaining featuring vaulted ceilings, 5 burner Gas cooktop, double ovens, Quartz countertops and designer lighting. Primary suite is on the main level. Upstairs features 3 large bedrooms all with walk in closets as well as built in bunks perfect for sleepovers! Large covered porch on the back with fireplace that opens to the most expansive patio featuring stamped concrete and multiple sitting areas to relax and/or entertain. Gas grill remains on the back porch. Fenced in back yard and XL garage. Back yard space outside of garage pedestrian door has been wired for a hot tub. This home is across from one of the 3 swimming pools and is located on a quiet cul-de-sac. Enjoy all the incredible resort style amenities Twin Creeks offers on beautiful Tim's Ford Lake!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-50.6 mi
4/10
North Middle SchoolGrades 6-82.6 mi
4/10
Franklin Co High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Fiber Cement,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Double Oven,Electric Oven,Cooktop

Basement

  • Basement: None,Crawl Space

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Bath
  • Level: Bath
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 187
  • Dimensions: 17x11

Features

  • Ceiling Fan(s),Entrance Foyer,Extra Closets,Walk-In Closet(s)
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,560

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 234
  • Dimensions: 18x13

Living Room

  • Area: 270
  • Dimensions: 18x15

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 065J J 09900 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Porch,Covered,Deck,Screened
  • Fencing: Back Yard

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,518$42,216
Home Insurance $341$4,092
Property Taxes $1,413$16,956
Electricity $208$2,496
Total$5,480$65,760

Income You'd Need if You Spent...

35% on housing$187,885/yr
40% on housing$164,400/yr
45% on housing$146,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$212
Franklin County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$695,900
2022-11-21Sold$667,500
2022-08-23Contingent$667,500
2022-07-27Listed for sale$667,500
2022-07-25Listing removed--
2022-05-18Listed for sale$689,900
2021-05-17Sold$92,500

For Sale by Agent

AgentAshley Lynch
BrokerageLynch Rigsby Realty & Auction, LLC

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