See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8708 Birch Ave, Ocean Springs, MS, 39564

2beds
1baths
728sqft
$144,000
$198price/sqft
$1,190/moest. monthly cost
$47,600/yrincome needed

About This Home

Back on market due to financing falling through! Welcome to this charming coastal cottage located at 8708 Birch Ave in the desirable Gulf Park Estates neighborhood of Ocean Springs. This beautifully maintained 2-bedroom, 1-bath home offers the perfect blend of comfort, convenience, and Southern charm. Nestled beneath mature oak trees that are located on a double lot, the inviting front porch creates the perfect spot to relax and unwind. Inside, you will find a bright and open living space with updated finishes, durable flooring, and a functional layout that maximizes every square foot. The kitchen features ample cabinetry, plenty of counter space, and a clean, modern feel that flows seamlessly into the living area. Both bedrooms are comfortably sized with great natural light, and the bathroom is well appointed and move-in ready. Major updates provide peace of mind for the next owner, including a brand new A/C system and a new water heater. Additionally, every known issue has been professionally repaired, making this home truly turnkey and ready for its new owner. Do not miss your opportunity to own this move-in-ready cottage in Gulf Park Estates. Schedule your showing today.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
10/10
Ocean Springs High SchoolGrades 9-122.6 mi

Construction

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Cabin

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors

Details

  • Parcel number: 05405734.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Yard

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Few Trees

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $728$8,736
Home Insurance *$190$2,280
Property Taxes $80$960
Electricity $192$2,304
Total$1,190$14,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,800/yr
40% on housing$35,700/yr
45% on housing$31,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$144,000
2026-07-01Price change$145,000
2026-05-18Listed for sale$150,000
2026-03-26Pending sale$150,000
2026-02-26Listed for sale$150,000

For Sale by Agent

AgentKaleb Lee
BrokerageKeller Williams

Similar Homes