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2016 Napoleon St, Ocean Springs, MS, 39564

3beds
3baths
1,697sqft
$235,000
$138price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

Welcome to this spacious 3-bedroom, 2.5-bath home featuring a two-story floor plan and a 2-car garage. The open living and kitchen area creates a comfortable gathering space for everyday living and entertaining. The well-appointed kitchen offers abundant storage with two large pantries plus a convenient under-stair storage closet. A convenient half bath is also included on the main floor, perfect for visitors and everyday use. Upstairs, the spacious primary suite includes a walk-in closet and a private bath with double vanities and a walk-in shower. Two additional bedrooms provide comfortable accommodation for family or guests and share a generously sized hall bath featuring a large double sink vanity and a tub/shower combination. Recent improvements include two brand-new HVAC units with transferable warranties and a new wood privacy fence with both a double gate and a single gate, providing easy access and functionality. Low HOA fee is just $65 per month and covers community pool maintenance and general pool grounds. This well-maintained home combines comfort, storage, and valuable updates, making it move-in ready for its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
St. Martin Middle SchoolGrades 6-81.7 mi
8/10
St Martin High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Water Heater
  • Laundry features: Electric Dryer Hookup,In Hall,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Open Floorplan,Pantry
  • Window features: Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 1,697
  • Total interior livable area: 1,697 sqft

Property

Details

  • Parcel number: 06130096.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Gate,Wood

Lot

  • Lot size: 4,356 sqft
  • Features: City Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Garage Door Opener,Garage Faces Front,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$311$3,732
Property Taxes $131$1,572
Electricity $192$2,304
Total$1,822$21,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$235,000
2024-12-06Sold--
2024-11-08Pending sale$219,000
2024-08-25Price change$219,000
2024-07-31Price change$234,500
2024-06-13Listed for sale$230,000
2021-12-17Sold--
2021-11-12Pending sale$209,000
2021-10-21Price change$209,000
2021-09-08Listed for sale$207,000

For Sale by Agent

AgentMarcia R Trepagnier
BrokeragePedal Realty, LLC.

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