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698 Bedwell Bay Rd, Westfield, IN, 46074

4beds
3baths
3,094sqft
$534,900
$173price/sqft
$3,499/moest. monthly cost
$139,960/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom property in the highly sought-after Lancaster neighborhood! Designed for both everyday living and entertaining, this home features a large loft area, dedicated office, and a convenient homework/desk space right in the kitchen-perfect for today's lifestyle. Enjoy your morning coffee in the light and bright kitchen, or head up to the spacious loft area. The inviting family room showcases a cozy gas fireplace to curl up in front of with our favorite novel. Step outside and enjoy one of the best locations in the neighborhood-just steps from the community amenities including the park, pool, and pickleball courts. This home has so much square footage and space to entertain, or everyday living. Oversized laundry room upstairs! 3-car garage offers plenty of storage and functionality. Ideally situated near Grand Park and only minutes from grocery stores, dining, and everyday conveniences, this home offers the perfect blend of space, location, and lifestyle. Home has a water softener with whole house charcoal filter. Rooms have digital furniture placed so you can invision the space. Call for your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Maple Glen ElementaryGrades PK-41.7 mi
9/10
Westfield Middle SchoolGrades 7-82.3 mi
10/10
Westfield High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,Exhaust Fan,Microwave,Gas Oven,Washer,Water Purifier,Water Softener Owned
  • Laundry features: Upper Level

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Attic Access,High Ceilings,Tray Ceiling(s),Walk-In Closet(s),Eat-in Kitchen,High Speed Internet,Wired for Data,Kitchen Island,Pantry,Smart Thermostat
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,094
  • Total interior livable area: 3,094 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Master Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Office

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Play Room

  • Level: Upper
  • Area: 361
  • Dimensions: 19x19

Property

Details

  • Parcel number: 290527009016000015
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 0.25 Acres
  • Features: Sidewalks,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Storage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$184$2,208
Property Taxes $328$3,936
Electricity $283$3,403
Total$3,499$41,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,965/yr
40% on housing$104,970/yr
45% on housing$93,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$221
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$549,900
2023-08-03Sold$458,722
2023-06-26Pending sale$485,440
2023-05-29Price change$485,440
2023-03-24Price change$470,990
2023-01-24Price change$468,990
2023-01-06Price change$412,990
2022-06-24Price change$420,990
2022-05-13Listed for sale$412,990

For Sale by Agent

AgentCindy Cherf
BrokerageKeller Williams Indpls Metro N

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