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603 Inca Street #330, Denver, CO, 80204

0beds
1baths
338sqft
$159,000
$470price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

Why rent when you can own for just $1,000 per month? Enter this sleek, light-filled studio perfectly positioned near major highways, shopping, dining, and the vibrant energy of the surrounding neighborhood. A stylish lobby sets the tone as you enter the building, leading into a thoughtfully designed home where every inch works hard for you. The kitchen features stainless steel appliances, light wood cabinetry, and a crisp white tile backsplash, creating a clean and modern aesthetic. Plenty of space for a queen-size bed, couch, and desk, creating distinct zones for sleeping, relaxing, and working —proof that smart design can make a studio feel surprisingly spacious. The updated three-quarter bath includes a walk-in shower with modern tile and fixtures, smart shelving, and the convenience continues with an in-unit stackable washer and dryer. Residents also enjoy close proximity to Sunken Gardens Park, a peaceful escape just moments away. This home is part of the Elevation Community Land Trust (ECLT) Affordable Homeownership Program, offering a rare opportunity for qualified buyers. It is preapproved for a $1,000 down payment and eligible for the IDA Program, which provides $6,750 toward closing costs. Interested buyers must review program requirements on the ECLT website and obtain a qualification letter confirming compliance with FMR income limits before submitting an offer. In addition to the monthly HOA fee, a $100 monthly land lease applies. In addition to the monthly HOA fee, a $100 monthly land lease applies.

Getting Around

92
WalkingWalker's Paradise
55
TransitGood Transit
85
BikeVery Bikeable

Schools

3/10
West High SchoolGrades 9-120.4 mi
2/10
West Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Membrane
  • Construction materials: Block,Brick,Steel Siding

Type & Style

  • Home type: Condo
  • Architectural style: Urban Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 338
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 338
  • Total interior livable area: 338 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 503630105
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Entry location: Corridor Access
  • Exterior features: Lighting

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$76$912
Property Taxes $62$744
Electricity $186$2,232
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 80204$259
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80204$365
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$159,000
2022-07-07Sold$149,900

For Sale by Agent

AgentKimberly Chatman
BrokerageColdwell Banker Realty 18

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