44 Winter St, Fitchburg, MA, 01420
About This Home
44 Winter St in Fitchburg is an exceptional investment opportunity: a well-maintained, seven-unit asset comprising six one-bedrooms and one two-bedroom, with five units fully renovated. Current ownership has completed an extensive capital improvement program, significantly reducing near-term capital requirements for an incoming investor. Improvements include a full electrical upgrade with individual panels and meters, heating system replacements in most units, a renovated laundry room, new garage roof and door, upgraded exterior egress and emergency lighting, and comprehensive landscaping work. Most units are individually gas metered, with separation infrastructure in place at the remainder requiring only final connection. In place 120K in income with meaningful upside; two tenancy-at-will units offer immediate opportunity to bring rents to market. Fourteen off-street parking spaces (two per unit) plus a garage provide supplemental income potential.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Concrete Perimeter,Stone
- Roof: Shingle,Rubber
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 5-9 Family
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Concrete,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 7
- Full bathrooms: 7
Features
- Living Room,Kitchen
- Flooring: Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 4,188
Heating & Cooling
- Heating features: Natural Gas,Floor Furnace
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 4,188
- Total interior livable area: 4,188 sqft
Property
Details
- Parcel number: M:0057 B:0050 L:0,1504609
- Zoning: RC
Features
- Patio & porch: Porch
Lot
- Lot size: 0.50 Acres
- Features: Other
Parking
- Total spaces: 16
- Parking features: Off Street,Deeded
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 14
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,214 | $74,568 |
| Home Insurance * | $498 | $5,976 |
| Property Taxes | $1,280 | $15,360 |
| Electricity | $825 | $9,910 |
| Total | $8,817 | $105,804 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,275,000 |
| 2022-06-29 | Sold | $465,000 |
| 2022-05-05 | Listed for sale | $399,000 |
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