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81 Chestnut St, Beaufort, SC, 29906

4beds
3baths
2,290sqft
$395,000
$172price/sqft
$2,642/moest. monthly cost
$105,680/yrincome needed

About This Home

This 4-bedroom, 3 full-bath home offers a spacious and functional layout designed for both comfort and flexibility. The kitchen features granite countertops, a large island, and stainless steel appliancesperfect for everyday living and entertaining. The main level includes a private fourth bedroom with a full bathroom, ideal for guests, a home office, or added privacy. Upstairs, you'll find a versatile loft space along with the primary suite and additional bedrooms, creating a well-designed separation of space. Step outside to enjoy the covered porch and large, fully fenced backyard complete with a garden area great for relaxing, pets, or outdoor projects. Conveniently located near shopping, dining, and just minutes from local military bases, this home offers Lowcountry charm.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
8/10
Riverview Charter SchoolGrades K-80.1 mi
4/10
Battery Creek High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric,Central,Heat Pump
  • Cooling features: Electric,Central Air,Heat Pump

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Property

Details

  • Parcel number: R11203100b08280000
  • Zoning description: Residential
  • Other equipment: Irrigation System

Features

  • Waterfront features: None

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$261$3,132
Property Taxes $164$1,968
Electricity $220$2,642
Total$2,642$31,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,582/yr
40% on housing$79,260/yr
45% on housing$70,453/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 29906$236
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29906$218
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$410,000
2026-04-28Price change$415,000
2026-02-23Price change$419,999
2026-02-10Listed for sale$425,000
2025-12-02Listing removed$429,000
2025-09-24Listed for sale$429,000
2025-09-17Listing removed--
2025-08-02Price change$429,999
2025-07-22Listed for sale$434,999
2022-09-27Sold$396,000
2022-07-16Pending sale$407,875
2022-05-10Price change$407,875
2022-05-05Listed for sale$408,085

For Sale by Agent

AgentCydnee Wardle
BrokerageeXp Realty LLC

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