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3496 Balboa Cir #39, Montgomery, TX, 77356

2beds
2baths
1,272sqft
$204,750
$161price/sqft
$1,679/moest. monthly cost
$67,160/yrincome needed

About This Home

Enjoy resort style living in this nicely updated 2 bedroom, 2 bath cottage that is located in the desirable Margaritaville community on Lake Conroe. This home includes: stainless steel appliances, room for full size stackable washer/dryer, tile flooring. Kitchen is complete with granite counters, dishwasher, garbage disposal, microwave and plenty of cabinets for storage, refrigerator included. Bedrooms are very spacious and could serve dual role...bedroom/office, bedroom/play room, etc. Approximate replacement of roof around 2022. This home would be perfect as a full-time residence, weekend retreat,or investment property.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10
Montgomery High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Electric Oven,Freestanding Oven,Microwave,Electric Cooktop,Free-Standing Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Primary Bed - 1st Floor,Split Plan
  • Window features: Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Features

  • Stories: 1
  • Patio & porch: Patio/Deck
  • Exterior features: Sprinkler System
  • Fencing: None

Lot

  • Features: Back Yard,Cleared,Near Golf Course,0 Up To 1/4 Acre

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,035$12,420
Home Insurance *$161$1,932
Property Taxes $245$2,940
Electricity $238$2,859
Total$1,679$20,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,565/yr
40% on housing$50,370/yr
45% on housing$44,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$188
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$204,750
2022-05-12Listing removed--
2022-05-01Listed for rent$1,650

For Sale by Agent

AgentDonna Moak
BrokerageRE/MAX Integrity

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