




3496 Balboa Cir #39, Montgomery, TX, 77356
About This Home
Enjoy resort style living in this nicely updated 2 bedroom, 2 bath cottage that is located in the desirable Margaritaville community on Lake Conroe. This home includes: stainless steel appliances, room for full size stackable washer/dryer, tile flooring. Kitchen is complete with granite counters, dishwasher, garbage disposal, microwave and plenty of cabinets for storage, refrigerator included. Bedrooms are very spacious and could serve dual role...bedroom/office, bedroom/play room, etc. Approximate replacement of roof around 2022. This home would be perfect as a full-time residence, weekend retreat,or investment property.
Getting Around
Schools
Construction
Condition
- Year built: 1983
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Refrigerator,Electric Oven,Freestanding Oven,Microwave,Electric Cooktop,Free-Standing Range,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down,Primary Bed - 1st Floor,Split Plan
- Window features: Window Coverings
- Flooring: Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,272
- Total interior livable area: 1,272 sqft
Kitchen
- Features: Kitchen open to Family Room
Master Bathroom
- Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo
Property
Features
- Stories: 1
- Patio & porch: Patio/Deck
- Exterior features: Sprinkler System
- Fencing: None
Lot
- Features: Back Yard,Cleared,Near Golf Course,0 Up To 1/4 Acre
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,035 | $12,420 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $245 | $2,940 |
| Electricity | $238 | $2,859 |
| Total | $1,679 | $20,148 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $204,750 |
| 2022-05-12 | Listing removed | -- |
| 2022-05-01 | Listed for rent | $1,650 |
