See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4465 Mesa Top Dr, Monument, CO, 80132

4beds
3baths
3,158sqft
$869,900
$275price/sqft
$5,372/moest. monthly cost
$214,880/yrincome needed

About This Home

Nestled in the sought-after Forest Lakes community of Monument, Colorado, this stunning ranch-style residence offers the perfect blend of sophisticated design and low-maintenance convenience. Spanning a generous 3,158 total square feet, the home welcomes you with an expansive open-concept great room that serves as the heart of the main level. The living area, anchored by a cozy gas fireplace, flows seamlessly into a gourmet kitchen designed for both everyday meals and entertaining. Culinary enthusiasts will appreciate the premium stainless steel appliances, gas range, seamless sink, and spacious walk-in pantry. The large breakfast bar provides an inviting spot for casual dining, while the adjacent living area leads directly to a walkout, effortlessly blending indoor and outdoor living. The main level is thoughtfully designed for comfort, highlighted by a luxurious primary suite. This private retreat features a walk-in closet and an attached spa-like bathroom with dual vanities and a contemporary standing shower. To further streamline daily life, the laundry room is conveniently located on the main floor with direct access to the spacious three-car garage. Every detail of the main level emphasizes a bright, airy atmosphere that makes the most of the home’s thoughtful footprint. The finished walkout basement significantly expands your living space, featuring a stylish wet bar ideal for gatherings and a custom-built workout room. With additional bedrooms and a full bathroom downstairs, there is ample space for guests or a home office. The walkout access ensures the lower level feels bright and integrated with the backyard. The exterior is designed for ease, featuring professional xeriscaping and a low-maintenance facade. The backyard serves as an outdoor oasis, complete with a built-in firepit perfect for enjoying Colorado evenings. This home offers a rare opportunity to enjoy high-end finishes and functional living in a scenic Monument neighborhood.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
5/10
8/10
Lewis-Palmer High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2022

Materials

  • Roof: Composite Shingle
  • Construction materials: Stucco,Framed on Lot

Other

  • Builder model: Rosewood 910C
  • Builder name: Classic Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220v in Kitchen,Dishwasher,Disposal,Gas in Kitchen,Oven,Range,Refrigerator,Self Cleaning Oven
  • Laundry features: Electric Hook-up,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Great Room,Breakfast Bar,High Speed Internet,Pantry,Wet Bar
  • Flooring: Carpet,Wood Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,One
  • Fireplace: Yes
  • Finished area below ground: 1,579
  • Finished area above ground: 1,579

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,158
  • Total interior livable area: 3,158 sqft

Other

  • Level: Main
  • Area: 210

Property

Features

  • Patio & porch: Concrete,Covered
  • Fencing: Back Yard

Lot

  • Lot size: 9,740 sqft
  • Features: Level,HOA Required $,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Even with Main Level,Garage Door Opener,Concrete Driveway,Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Hail
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,398$52,776
Home Insurance *$410$4,920
Property Taxes $326$3,912
Electricity $238$2,860
Total$5,372$64,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,182/yr
40% on housing$161,160/yr
45% on housing$143,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 80132$226
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80132
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$869,900
2026-01-05Listed for sale$899,900
2024-10-23Sold$880,000
2024-09-25Pending sale$894,000
2024-09-11Listed for sale$894,000
2024-08-30Listing removed$899,000
2024-07-26Price change$899,000
2024-06-27Price change$915,000
2024-06-19Price change$920,000
2024-05-31Price change$925,000
2022-04-29Listed for sale$833,033

For Sale by Agent

AgentChris Cowles
BrokerageThe Cutting Edge

Similar Homes