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17941 Saddle RD, Punta Gorda, FL, 33982

4beds
3baths
2,170sqft
$319,000
$147price/sqft
$2,438/moest. monthly cost
$97,520/yrincome needed

About This Home

Opportunity to own a newer home in the highly sought-after Babcock Ranch community. Built in 2023, this 4-bedroom, 2.5-bath residence offers approximately 2,170 square feet of living space with a functional layout designed for modern living. The home appears to need some repairs and cosmetic updates, providing an excellent opportunity for a buyer to add value and personalize finishes to their taste. Located in one of Southwest Florida’s most innovative and master-planned communities, residents enjoy access to miles of walking and biking trails, parks, community amenities, and a vibrant town center. Ideal for owner-occupants or investors seeking a newer home with upside potential. Agents: please review all private remarks prior to scheduling a showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-520.5 mi
4/10
Punta Gorda Middle SchoolGrades 6-821.7 mi
4/10
Charlotte High SchoolGrades 9-1221.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Frame,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Icemaker,Self Cleaning Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Smoke Detectors,Window Coverings,Laundry in Residence,Loft
  • Door features: Impact Resistant Doors
  • Window features: Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,710
  • Total interior livable area: 2,170 sqft

Property

Details

  • Parcel number: 422632237066
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$196$2,352
Property Taxes $411$4,932
Electricity $218$2,620
Total$2,438$29,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,588/yr
40% on housing$73,140/yr
45% on housing$65,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$319,000
2026-04-17Pending sale$319,000
2026-04-08Price change$319,000
2026-03-22Price change$349,000
2026-02-02Listed for sale$375,000
2025-08-01Listing removed$443,000
2025-06-06Price change$443,000
2024-07-11Price change$444,500
2024-05-10Price change$449,500
2024-04-11Price change$449,900
2024-03-28Price change$454,000
2024-01-31Listed for sale$459,000
2023-04-01Sold$421,300
2022-05-11Listing removed--
2022-05-10Price change$415,240
2022-04-27Listed for sale$413,240

Pre-Foreclosure - For Sale by Agent

AgentJon McLeod, PA
BrokerageKeller Williams Elite Realty

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