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1 Charles St S Unit 602, Boston, MA, 02116

1beds
2baths
837sqft
$995,000
$1,189price/sqft
$6,135/moest. monthly cost
$245,400/yrincome needed

About This Home

Sunny and spacious one bedroom at One Charles. Enter to a formal foyer that leads to a large living room area with space for dining and pretty Brazilian Cherry hardwood floors. The gourmet cooks kitchen is open to the living room with stainless steel appliances and granite counters. There is a half bath and in unit W/D. The bedroom is spacious with an en-suite luxurious bathroom. There is wonderful closet space throughout and central air. One Charles is an elegant building with 24 hour concierge and amenities such as a fitness center, media room, dining room, residents club room with a fireplace, and a caterers kitchen. The staff is efficient and helpful to the residents making living at One Charles a breeze. Convenient Back Bay location where you are steps to the Boston Common, Newbury Street, South End, Theatre District, public transportation, and grocery store. Rental Parking available.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
79
BikeVery Bikeable

Schools

7/10
3/10
Quincy Upper SchoolGrades 6-120.6 mi
--
Boston Adult AcademyGrades 11-120.5 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • AC,C,E,HW,PetsOK,Renov,Sunny,W/D

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 837
  • Total interior livable area: 837 sqft

Kitchen

  • Features: F

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$178$2,136
Property Taxes $572$6,864
Electricity $354$4,259
Total$6,135$73,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,342/yr
40% on housing$184,050/yr
45% on housing$163,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,189This listing

vs Other Active Listings

Avg $/sqft

ZIP 02116$1,197
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02116$1,479
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$995,000
2025-10-29Listing removed$995,000
2025-06-04Listed for sale$995,000
2004-12-22Sold$495,000

For Sale by Agent

AgentJudy Pagano
BrokerageGibson Sothebys Boston Back Bay

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