See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

38-38A Charter St #7, Boston, MA, 02113

1beds
1baths
414sqft
$529,000
$1,278price/sqft
$3,413/moest. monthly cost
$136,520/yrincome needed

About This Home

Adorable one-bedroom home in the heart of Boston’s historic North End! This charming residence offers the perfect blend of comfort and city living, featuring high ceilings, a functional galley kitchen with breakfast bar, and generous closet space throughout. The thoughtfully designed layout creates a warm and inviting atmosphere ideal for everyday living. Residents enjoy common laundry and a shared roof deck—perfect for relaxing and enjoying city views. Ideally located just moments from the North End’s renowned restaurants and shops, Faneuil Hall Marketplace, the Financial District, and the Harborwalk, with convenient access to major highways and all forms of public transportation.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
86
BikeVery Bikeable

Schools

9/10
3/10
Charlestown High SchoolGrades 7-121.0 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Rubber
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 1980

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: Common Area

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 414

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 414
  • Total interior livable area: 414 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: 3365513
  • Attached to another structure: Yes
  • Zoning: 0

Features

  • Entry location: Unit Placement(Upper)
  • Patio & porch: Deck - Roof
  • Exterior features: Deck - Roof

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$81$972
Property Taxes $304$3,648
Electricity $354$4,259
Total$3,413$40,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,017/yr
40% on housing$102,390/yr
45% on housing$91,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,278This listing

vs Other Active Listings

Avg $/sqft

ZIP 02113$469
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02113$1,116
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Price change$529,000
2026-06-09Listed for sale$534,000
2004-11-15Sold$277,000
2003-02-28Sold$220,000

For Sale by Agent

AgentThe Gilardi Group
BrokerageGibson Sotheby's International Realty

Similar Homes