20 Campbell Street, Cottekill, NY, 12419
About This Home
Tucked on a quiet low-traffic village street just moments from Rosendale's Main Street, in the heart of Rosendale, 20 Campbell St offers a rare blend of charm, convenience, and Hudson Valley lifestyle. Moments from Main Street's vibrant mix of cafes, restaurants, and local shops, this home places you right in the center of one of Ulster County's most beloved communities. Enjoy easy access to the Rondout Creek, the Rosendale Trestle, and miles of rail trail for walking, biking, and year-round outdoor recreation. Fully renovated and move-in ready, this Rosendale village home blends modern updates with classic Hudson Valley character. Offering approximately 2000 square feet, the home features 3 bedrooms and 2.5 bathrooms,thoughtfully updated to maximize both function and style. Recent renovations (2024) include massive renovation plus additional square footage being added with new construction, new construction, delivering a turnkey experience for today's buyer. Whether used as a full-time residence, weekend escape, or investment opportunity, the combination of updates and location positions this property in one of Ulster County's most consistently sought-after village settings. Renovated, dialed-in, and right in the village this is the kind of Rosendale property buyers wait for. Clean updates, strong layout, and a walkable location that hits both lifestyle and investment boxes. Property is prof staged for photos. Tenant Currently occupies the property with her furnishings in place. These photos are for staging purposes
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1900
Materials
- Foundation: Block,Combination
- Roof: Asphalt
- Construction materials: Block,Concrete,Spray Foam Insulation,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Refrigerator,Range Hood,Microwave,Dishwasher,Built-In Gas Range
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Exterior Entry,French Drain,Unfinished
Bathroom
- Level: Second
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Features
- Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Recessed Lighting,Storage
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Hardwood
- Finished area below ground: 1,050
- Finished area above ground: 1,050
Heating & Cooling
- Heating features: Ductless,Forced Air
- Cooling features: Multi Units
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Office
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 48.83 7 14
- Zoning: T3
Features
- Levels: Bi-Level
- Stories: 2
- Patio & porch: Front Porch,Side Porch,Wrap Around
- Exterior features: Paved Walkway
- Has view: Yes
- View description: Mountain(s),Panoramic,River,Valley
- Has water view: Yes
- Water view: River
Lot
- Lot size: 0.51 Acres
- Features: Bluff,Views
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $673 | $8,076 |
| Electricity | $347 | $4,164 |
| Total | $3,653 | $43,836 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $599,000 |
| 2025-07-21 | Price change | $549,000 |
| 2025-03-28 | Price change | $599,000 |
| 2025-01-31 | Price change | $649,000 |
| 2025-01-26 | Price change | $649,900 |
| 2024-11-21 | Listed for sale | $675,000 |
| 2024-04-19 | Listing removed | -- |
| 2023-04-27 | Sold | $110,000 |
| 2023-02-24 | Contingent | $99,000 |
| 2023-02-17 | Pending sale | $99,000 |
| 2023-01-28 | Listed for sale | $99,000 |
| 2023-01-28 | Listing removed | $99,000 |
| 2023-01-15 | Listed for sale | $99,000 |
| 2022-12-14 | Contingent | $129,000 |
| 2022-11-11 | Pending sale | $129,000 |
| 2022-11-08 | Listed for sale | $129,000 |
| 2022-09-20 | Pending sale | $129,000 |
| 2022-08-08 | Price change | $129,000 |
| 2022-07-27 | Price change | $130,000 |
| 2022-07-05 | Listed for sale | $149,000 |
| 2022-06-22 | Pending sale | $149,000 |
| 2022-05-19 | Price change | $149,000 |
| 2022-04-27 | Listed for sale | $159,000 |
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