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6680 W 1000 S #90, Montpelier, IN, 47359

2beds
2baths
1,003sqft
$185,000
$184price/sqft
$1,326/moest. monthly cost
$53,040/yrincome needed

About This Home

Enjoy peaceful country living on approximately 2 acres with room to spread out! This charming 1½-story home offers 2 bedrooms, 1.5 baths, and a comfortable layout designed for everyday living. The inviting living room features a cozy wood-burning fireplace, creating the perfect place to relax on cooler evenings. The home has been updated with newer vinyl and laminate flooring throughout, newer PEX plumbing, and a newer water heater and water softener. Year-round comfort is provided by a Mr. Kool mini-split system offering both efficient heating and air conditioning. Outside, you’ll find a fenced pasture with an electric fence, making the property well-suited for hobby farming or a few animals. Mature trees add shade and character to the landscape, while two existing outbuildings provide additional storage or workspace. The larger barn measures approximately 24’ x 36’, and a second building measures approximately 24’ x 14’. Whether you’re looking for a peaceful rural setting, space for animals, or simply a property with room to enjoy the outdoors, this home offers a wonderful opportunity to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Cellar,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,003

Heating & Cooling

  • Heating features: Ceiling,Heat Pump,Multiple Heating Systems
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,441
  • Total interior livable area: 1,003 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 352

Property

Details

  • Parcel number: 901025200005.001007

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 2 Acres
  • Features: Level
  • Lot size dimensions: 268x325

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$132$1,584
Property Taxes $75$900
Electricity $184$2,212
Total$1,326$15,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,462/yr
40% on housing$39,780/yr
45% on housing$35,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 12.3%
12.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 47359$69
Wells County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 47359
Wells County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$185,000

For Sale by Agent

AgentMatthew Donahue
BrokerageCENTURY 21 Bradley Realty, Inc

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