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5012 S Deepwater Poin, Homosassa, FL, 34448

3beds
2baths
2,020sqft
$539,900
$267price/sqft
$3,513/moest. monthly cost
$140,520/yrincome needed

About This Home

Experience the Ultimate Florida lifestyle in this stunning waterfront home nestled in one of the area’s most sought-after communities along the Homosassa River. Boating enthusiasts will fall in love with a personal boat ramp right in your backyard, complete with a boat dock and lift—making days on the water effortless and just a 5-minute ride to open river adventures. Large fenced yard, 2 car garage, Party size lanai. Step inside to discover a crisp, light-filled interior featuring skylights, beautiful tile flooring, a cozy fireplace, and a thoughtfully updated owner’s suite with modern finishes and upgrades throughout. New Stainless Steel appliances in the open kitchen. Every detail has been designed to create a fresh, inviting, and move-in-ready retreat. Beyond your doorstep, enjoy a vibrant golf cart-friendly community offering —tennis, pickleball, fishing, a community pool, and even a dedicated dog social area. The clubhouse hosts regular social gatherings, creating the perfect setting to connect, unwind, and embrace the waterfront lifestyle. This is more than a home—it’s a boater’s paradise and a social haven, all wrapped into one exceptional property. One or more photos has been virtually staged.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-128.7 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Range Hood
  • Laundry features: Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Dual Sinks,Garden Tub/Roman Tub,Primary Suite,Walk-In Closet(s),Programmable Thermostat
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,122
  • Total interior livable area: 2,020 sqft

Property

Details

  • Parcel number: 1012911
  • Zoning: CLR
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Circular Driveway,Concrete Driveway,Room For Pool
  • Fencing: Chain Link
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Gulf Access,Canal Access,Waterfront
  • Frontage type: Canal

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,Circular Driveway,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$297$3,564
Property Taxes $283$3,396
Electricity $203$2,439
Total$3,513$42,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,445/yr
40% on housing$105,390/yr
45% on housing$93,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$165
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$574,900
2026-03-29Listed for sale$599,000

For Sale by Agent

AgentSarita Harty
BrokerageCompass Florida LLC

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