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516 S Tuck Point, Inverness, FL, 34450

2beds
1baths
1,076sqft
$200,000
$186price/sqft
$1,590/moest. monthly cost
$63,600/yrincome needed

About This Home

Spanning nearly 95 Ft of contiguous canal-front property (0.35 acres), this unique opportunity in the peaceful Sherwood Forest community of Inverness combines a well-maintained waterfront home offering direct access to the Withlacoochee River, NO HOA, and a quiet dead-end paved road setting. NEVER FLOODED. The home is a charming, furnished 2-bedroom, 1-bath residence offering 1,076 square feet of comfortable living space on a 0.35-acre lot with approximately 93 feet of water frontage. Built in 1973 and thoughtfully cared for, the home features a metal roof (2014) and HVAC system (2017), providing peace of mind for years to come. Inside, ceramic tile flooring runs throughout, and the bright kitchen includes wood cabinetry, laminate countertops, a breakfast bar, skylight, and full appliance package. The open layout flows effortlessly from the dining room through the sliding glass doors to the outdoor living spaces, including a 25' x 10' screened patio for relaxing, entertaining, or enjoying canal views and a spacious 30' x 10' covered rear open porch/carport where you can park your boat or lawn equipment. A sidewalk runs from the driveway along the side of the house, leading directly to the rear covered porch—making it easy to access the backyard and canal without walking through the home. At the front, a covered walkway porch connects the driveway to the front door, offering a welcoming entrance and protection from the elements. Additional highlights include a 1-car attached garage, concrete driveway, storage closet on rear porch, mature landscaping, and has a private well and septic keeping monthly costs low. The canal leads directly to the Withlacoochee River, making it great for boating, kayaking, fishing, or simply enjoying nature. All just minutes from downtown Inverness, the Withlacoochee State Trail, Liberty Park, restaurants, shopping, medical facilities, and the Tsala Apopka Chain of Lakes. Additional opportunity: A separate waterfront lot across the street at 523 S Tuck Pt Inverness is also being offered for sale at $100,000.00 providing a unique option for extended family, future development, or investment

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Inverness Primary SchoolGrades PK-55.8 mi
4/10
Inverness Middle SchoolGrades 6-86.0 mi
4/10
Citrus High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Water Purifier Owned,Range,Refrigerator,Water Softener Owned,Water Heater,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Furnished,Laminate Counters,Open Floorplan,Skylights,First Floor Entry,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,076 sqft

Property

Details

  • Parcel number: 1877199
  • Zoning: CLR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Landscaping,Lighting,Concrete Driveway
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access,Canal Access,Waterfront
  • Frontage type: Canal,Waterfront

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac,Rectangular
  • Lot size dimensions: 95 x 140

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$120$1,440
Property Taxes $262$3,144
Electricity $197$2,366
Total$1,590$19,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,514/yr
40% on housing$47,700/yr
45% on housing$42,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 34450$117
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34450$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$199,000
2026-03-16Price change$298,000
2026-02-27Price change$330,000
2026-01-31Price change$350,000
2025-10-16Price change$225,000
2025-07-28Listed for sale$250,000
2023-11-16Sold$221,500
2023-09-26Pending sale$200,000
2023-09-20Listed for sale$200,000
2013-08-02Sold$56,500
2012-09-17Sold$34,100
2004-12-30Sold$79,500

For Sale by Agent

AgentGlenda Robin Shepard
BrokerageERA American Suncoast Realty

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