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305 Riverview Dr, Montgomery, WV, 25136

3beds
2baths
1,560sqft
$175,000
$112price/sqft
$1,417/moest. monthly cost
$56,680/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1.5-bath residence nestled in the heart of Charlton Heights! Full of character and warmth, this inviting home offers a comfortable layout, an attached garage, and a welcoming atmosphere that makes you feel at home the moment you walk through the door. Enjoy relaxing outdoors on the cozy patio area, or step outside from the bedrooms onto the expanded patio overlooking the huge fenced backyard, perfect for pets, gardening, entertaining, or simply enjoying the peaceful surroundings. The spacious yard provides plenty of room for outdoor activities while maintaining a private, comfortable setting. Conveniently located near the scenic Kanawha River and beautiful Kanawha Falls, this property offers easy access to fishing, boating, and outdoor recreation. You'll also appreciate being just a short drive from the renowned New River Gorge National Park and Preserve, where hiking, rock climbing, whitewater rafting, and breathtaking views await. Whether you're looking for a primary residence or a place to enjoy the best of southern West Virginia, this home combines small-town charm with convenient access to some of the area's most sought-after attractions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Valley High SchoolGrades 6-126.0 mi
4/10
Valley PK-8Grades PK-86.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1954

Materials

  • Roof: Metal
  • Construction materials: Frame,Brick Veneer,Stone,Sheetrock

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Nat Gas Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 0012
  • Zoning description: Other

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: .413 acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$272$3,264
Property Taxes $80$960
Electricity $181$2,178
Total$1,417$17,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,582/yr
40% on housing$42,510/yr
45% on housing$37,786/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 25136$38
Fayette County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 25136$81
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$175,000
2026-06-03Listed for sale$197,000
2020-05-27Sold$118,000

For Sale by Agent

AgentKatie Boggs
BrokerageLillywood Realty

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