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817 I St NW, Miami, OK, 74354

4beds
3baths
1,600sqft
$85,900
$54price/sqft
$722/moest. monthly cost
$28,880/yrincome needed

About This Home

Investor special, 3 bed 2 bath home in convenient Northwest location. Call for Details!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Wilson Elementary SchoolGrades PK-K0.4 mi
3/10
Miami Junior High SchoolGrades 7-92.0 mi
5/10
Miami High SchoolGrades 10-122.0 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 432000005004000000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Features: Abstract
  • Lot size dimensions: 12998

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance $102$1,224
Property Taxes $42$504
Electricity $144$1,732
Total$722$8,664

Income You'd Need if You Spent...

35% on housing$24,754/yr
40% on housing$21,660/yr
45% on housing$19,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 74354$83
Ottawa County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 74354$98
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$85,900
2026-06-23Listed for sale$89,900
2019-05-22Sold$108,500
2014-07-30Sold$34,000

For Sale by Agent

AgentBrandon Kelley
BrokerageSolid Rock REALTORS - Miami

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