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87-2771 Mamalahoa Hwy #2, Captain Cook, HI, 96704

2beds
2baths
1,140sqft
$995,000
$873price/sqft
$6,215/moest. monthly cost
$248,600/yrincome needed

About This Home

Newer home with a well thought out 2 bd/2 ba with custom features on 5.84 acres with amazing views of the ocean. Property includes two cottages with large lanais and ocean views discreetly positioned on the lower half of the property. Off Grid living at its finest with an owned Sol-Ark 12 panel PV System and a 15k gallon water tank. Notable Features: * Gourmet kitchen with oversized quartzite countertops, bamboo cabinets and energy efficient appliances. * Living room has 20 ft ceilings, with wood DC fans and 8 ft. sliders that lead to the lanai. * 500 sq. ft covered lanai with fantastic ocean views. * Primary bedroom has 10 ft ceilings, private nook and slider to the lanai. * Primary bath has custom porcelain tile, marble shower bench, and large bamboo vanity. * Office nook in living room with ocean views. * Solar hot water system. * Home is energy efficient and stays cool with breezes coming up and down the mountain. * LED lighting throughout the house. * 15k gallon catchment tank with UV filtration system. * Remote controlled backup generator (A1 7000) for main home, which can be fueled with gas or propane. * Outdoor cedar shower and two generators used for cottages. * Each cottage comes equipped with Natures Head compostable toilet. * Outdoor kitchen services both cottages equipped with two solar power stations with two panels. * 8ft X 20ft storage container for all of your storing needs. * Fruit trees on property: mango, mountain apple, avocado cacao, and bananas. * Only shared part of the CPR is the northern driveway used by lower neighbor. * Video: https://player.vimeo.com/video/1186006395

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Hookena Elementary SchoolGrades PK-56.8 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1215.5 mi
4/10
Konawaena High SchoolGrades 9-1215.5 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Property

Details

  • Parcel number: 3870130690002
  • Attached to another structure: Yes
  • Zoning: A-5a
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Graded,Hilly

Lot

  • Lot size: 5.84 Acres
  • Features: Grassy

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Earthquake
Wildfire
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$520$6,240
Property Taxes $290$3,480
Electricity $374$4,497
Total$6,215$74,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,085/yr
40% on housing$186,450/yr
45% on housing$165,733/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$873This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$341
Hawaii County$495

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$995,000
2018-03-12Sold$235,000
2016-03-24Sold$150,000

For Sale by Agent

AgentTim Brown
BrokerageSue Brown Realty and Associates

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