




2327-2331 W 18th St, Loveland, CO, 80538
About This Home
HOUSE HACK OPPORTUNITY! Live in one side and rent the other. Prime Loveland location, ideally situated between Lake Loveland and Rist Benson Reservoir, this side-by-side duplex is a rare opportunity for a truly A+, turnkey investment property with no HOA. Thoroughly renovated and meticulously maintained, with nearly all major CapEx items replaced within approximately the last 6 years, this is the kind of low-hassle duplex investors work hard to find-and rarely see hit the market. Both units offer bright, open-concept living with updated kitchens and bathrooms, newer appliances, and the added convenience of individual attached one-car garages. Outdoors, you'll appreciate the fenced, private patios and Zeroscaped backyards designed for easy maintenance, plus additional shed storage for each unit. Furnished 2 Bedroom Unit is ready for you to lease at top market rents, or live in and lease the other unit. Unit 2331 adds even more versatility with fenced RV/boat parking-a standout feature that boosts tenant appeal and long-term value. Unit 2327 has been consistently rented furnished and includes utilities, while 2331 pays all utilities except water (property has a single water meter). For buyers looking ahead, there's also clear value-add potential through future rent optimization-the furnished unit (2327) is projected at approximately $2,800/month. A standout word to describe this one, RARE - location, condition, and income-this IS Loveland duplex ownership with the heavy lifting already done. West unit is a 1 bedroom/ 1 bath with 2 living spaces. East unit is a 2 bedroom/ 1 bathroom.
Getting Around
Schools
Construction
Condition
- Year built: 1972
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Contemporary
- Property subType: Duplex
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Open Floorplan,Walk-In Closet(s)
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,052
- Total interior livable area: 2,052 sqft
Property
Accessibility
- Accessibility features: Main Floor Bath,Accessible Bedroom
Details
- Parcel number: R0362077
- Zoning: R1
- Special condition: Private Owner
- Exclusions: Seller's Personal Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced,Chain Link
Lot
- Lot size: 10,605 sqft
- Features: Level,Paved,Curbs,Gutters,Sidewalks
Parking
- Total spaces: 6
- Parking features: Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $281 | $3,372 |
| Electricity | $186 | $2,232 |
| Total | $4,034 | $48,408 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-28 | Listed for sale | $650,000 |
| 2022-05-12 | Sold | $600,000 |
| 2022-04-26 | Listed for sale | $550,000 |
