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5442 Stepstone Way, Gainesville, GA, 30506

3beds
3baths
1,817sqft
$410,000
$226price/sqft
$3,302/moest. monthly cost
$132,080/yrincome needed

About This Home

Great Gainesville Location quiet and peaceful! 100% no money down financing options available! 2021 Build offering a great floorplan situated on almost an acre lot offering privacy and a gorgeous pond just touches at the rear of the property offering serenity and tranquility yet close enough end to all that Gainesville has to offer and right up on the Dawson Co line. Step inside to a traditional craftsman built home with spacious great room w cozy fireplace, dining room and a great kitchen offering plenty of workspace and storage for all of your kitchen needs. Three bedrooms up and a very generous primary bedroom with ensuite bath, 2 additional bedrooms up share a full bath. Dont' let this one get away!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Lanier Elementary SchoolGrades PK-52.8 mi
6/10
Chestatee Middle SchoolGrades 6-84.2 mi
5/10
Chestatee High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Ice Maker,Microwave,Oven/Range (Combo)
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,High Ceilings,Tray Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,817

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,817
  • Total interior livable area: 1,817 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Pantry

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 10030 001036

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Seasonal View

Lot

  • Lot size: 0.95 Acres
  • Features: Level,Open Lot,Private

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,None
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$181$2,172
Property Taxes $829$9,948
Electricity $219$2,637
Total$3,302$39,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,211/yr
40% on housing$99,060/yr
45% on housing$88,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$397,000
2026-06-11Listed for sale$410,000
2022-05-25Sold$320,000
2022-05-17Contingent$331,900
2022-04-28Pending sale$331,900
2022-04-26Listed for sale$331,900

For Sale by Agent

AgentRebecca Broich-Ragsdale
BrokerageRe/Max Tru, Inc.

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