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2025 State Route 31 #207, Chittenango, NY, 13037

4beds
3baths
2,350sqft
$699,900
$298price/sqft
$5,346/moest. monthly cost
$213,840/yrincome needed

About This Home

Welcome to the newest section of Sebastian Cove Luxury Waterfront Townhomes in a gated community with Exclusive marina access and dock with electric included. 40-year architectural shingles, Stamp Crete patios, and balcony off the 2nd floor office. 2350 square feet includes a 1 Car garage, 3 Bedrooms, 2.5 baths and office. 1st floor Master suite with Coffered Ceilings standard. Heated floors offered as an upgrade. 1st floor Laundry and Granite countertops, be in for the summer and enjoy all that Lake front living has to offer... Starting Last Phase of Sebastian Cove Only 2 available in new section.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10
Chittenango High SchoolGrades 9-127.0 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Home Office,Kitchen/Family Room Combo,Sliding Glass Door(s),Solid Surface Counters,Loft,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 10.58117207
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Open,Patio,Porch
  • Exterior features: Balcony,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Oneida Lake
  • Frontage length: 268

Lot

  • Lot size: 4.80 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 28 x 52

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$265$3,180
Property Taxes $1,154$13,848
Electricity $388$4,660
Total$5,346$64,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,291/yr
40% on housing$160,380/yr
45% on housing$142,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 13037$178
Madison County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13037$176
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$699,900
2026-03-10Listed for sale$582,500
2024-03-25Listing removed--
2023-10-26Listed for sale$559,999
2023-10-22Listing removed--
2023-05-26Price change$559,999
2023-05-21Price change$574,999
2022-10-22Price change$549,999
2022-10-02Price change$549,000
2022-04-26Listed for sale$525,000

New Construction

AgentTina L. Zabinski
BrokerageColdwell Banker Prime Prop,Inc

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