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38 E Wind Trl, Morgantown, WV, 26508

5beds
5baths
5,488sqft
$1,475,000
$269price/sqft
$9,852/moest. monthly cost
$394,080/yrincome needed

About This Home

Experience the pinnacle of refined living in this extraordinary custom-built estate, where impeccable craftsmanship and curated design converge to create a truly elevated lifestyle. 4.01 acres outside of the HOA offers rare privacy and endless potential, with beautiful landscaping throughout, making this property as expansive as it is exquisite A grand open-concept interior unfolds with a striking floor-to-ceiling stone fireplace, setting the tone for sophisticated yet inviting living. The centerpiece of the home is a show stopping gourmet chef's kitchen, designed with double islands, an entertainer's dream offering both beauty and function. With 5 bedrooms and 5 full baths, the residence is thoughtfully appointed to provide comfort and privacy. The primary suite is a serene retreat, featuring an ensuite and dual WIC's. Wide-plank 3D luxury vinyl flooring flows seamlessly throughout, blending elegance with modern durability. The fully finished lower level redefines leisure, complete with a bespoke bar and private fitness studio perfectly suited for both entertaining and everyday indulgence. Outdoors, breathtaking views of Cheat Lake create a picturesque backdrop for exceptional entertaining and tranquil living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
University High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Footing,Concrete Perimeter,Insulated Concrete
  • Roof: Shingle,Metal
  • Construction materials: Frame,Concrete,Stone,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Countertop Range,Wall Oven,Microwave,Dishwasher,Disposal,Refrigerator,Gas Stove Connection
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom2

  • Features: Ceiling Fan(s),Window Treatment,Luxury Vinyl Plank
  • Level: Second
  • Area: 159.852

Bedroom3

  • Features: Ceiling Fan(s),Luxury Vinyl Plank
  • Level: Second
  • Area: 141.52

Bedroom4

  • Features: Ceiling Fan(s),Luxury Vinyl Plank
  • Level: Second
  • Area: 167.14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Ceiling Fan(s),Window Treatment,Cathedral/Vaulted Ceiling,Built-in Features,Balcony/Deck,Luxury Vinyl Plank
  • Level: First
  • Area: 134.64

Family Room

  • Level: First
  • Area: 334.425

Features

  • High Speed Internet,Wet Bar,Beamed Ceilings
  • Window features: Window Treatments,Some Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Heatilator,Gas Logs
  • Fireplace: Yes
  • Attic: Scuttle
  • Finished area below ground: 1,893
  • Finished area above ground: 3,595

Heating & Cooling

  • Heating features: Zoned,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Zoned,Gas

Interior Area

  • Total structure area: 5,488
  • Total interior livable area: 5,488 sqft

Kitchen

  • Features: Ceiling Fan(s),Window Treatment,Cathedral/Vaulted Ceiling,Pantry,Built-in Features,Balcony/Deck,Luxury Vinyl Plank
  • Level: First
  • Area: 340.81

Living Room

  • Features: Fireplace,Ceiling Fan(s),Window Treatment,Cathedral/Vaulted Ceiling,Luxury Vinyl Plank
  • Level: First
  • Area: 134.64

Master Bedroom

  • Level: Second
  • Area: 281.925

Property

Details

  • Parcel number: 540613118 8L0063.0/65.03
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Lake or River,Neighborhood
  • Has water view: Yes
  • Water view: Lake or River
  • On waterfront: Yes
  • Waterfront features: Lake Front,Access,Creek

Lot

  • Lot size: 4.01 Acres
  • Features: Waterfront,Sloped,Addl Land Available,Cleared,Landscaped
  • Lot size dimensions: irreg

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,458$89,496
Home Insurance *$495$5,940
Property Taxes $1,331$15,972
Electricity $568$6,822
Total$9,852$118,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$337,782/yr
40% on housing$295,560/yr
45% on housing$262,720/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 26508$189
Monongalia County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 26508$170
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$1,475,000

For Sale by Agent

AgentSUSAN PAPPAS
BrokerageHOWARD HANNA PREMIER PROPERTIES BY BARBARA ALEXANDER, LLC

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