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2579 W Fairgrounds Rd, Freeport, IL, 61032

3beds
3baths
3,592sqft
$585,000
$163price/sqft
$4,818/moest. monthly cost
$192,720/yrincome needed

About This Home

Escape to your own private retreat on 15 acres where nature, recreation, and comfort come together. This 3-bedroom, 3-bath home offers the perfect balance of peaceful country living and everyday functionality. Inside, you'll find spacious living areas, a thoughtful floor plan, and a finished walkout basement that expands your living and entertaining space. Step outside and explore the incredible variety this property has to offer. Enjoy a large, level grassy yard surrounding the home, mature timber that provides privacy and abundant wildlife, and a scenic trail leading down to the Creek. At the water's edge with 700' linear ft, you'll discover a rare, flat riverside area perfect for camping, fishing, bonfires, kayaking, hunting, or simply relaxing while taking in the beauty of nature. The versatile shop provides endless possibilities for storage, projects, or recreational vehicles. Whether you're looking for a full-time residence, a weekend getaway, or your own private outdoor paradise, this exceptional property offers a lifestyle that's hard to find. Opportunities like this don't come along often-schedule your private showing and experience all this remarkable property has to offer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Empire Elementary SchoolGrades PK-41.4 mi
3/10
Freeport Middle SchoolGrades 7-82.1 mi
1/10
Freeport High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry,Concrete,Rec/Family Area,Walk-Up Access,Full,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Level: Main
  • Area: 180
  • Dimensions: 18X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Family Room

  • Level: Basement
  • Area: 360
  • Dimensions: 20X18

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Bookcases,Open Floorplan,Separate Dining Room,Replacement Windows,Quartz Counters
  • Window features: Replacement Windows,Skylight(s),Drapes
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,984
  • Total interior livable area: 3,592 sqft

Kitchen

  • Features: Kitchen (Galley,Granite Counters,Updated Kitchen)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 6X9

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16X16

Master Bedroom

  • Features: Bathroom (Full,Tub & Separate Shwr)
  • Level: Main
  • Area: 180
  • Dimensions: 18X10

Other

  • Level: Basement
  • Area: 400
  • Dimensions: 20X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 03181112601000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: YELLOW CREEK

Lot

  • Lot size: 15.83 Acres
  • Features: Landscaped,Wooded,Mature Trees,Backs to Trees/Woods,Pasture,Views

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$566$6,792
Property Taxes $1,018$12,216
Electricity $276$3,315
Total$4,818$57,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,188/yr
40% on housing$144,540/yr
45% on housing$128,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$85
Stephenson County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$585,000
2008-04-15Sold$289,000

For Sale by Agent

AgentKimberly Taylor, MRP
BrokerageNextHome First Class

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