110 Holy Cross Rd, Loretto, KY, 40037
About This Home
Welcome to Hill House Bed & Breakfast in small town Loretto Ky. This charming bed & breakfast, located near The Ky Bourbon Trail, offers the perfect blend of modern comfort & historic charm. The Hill House is just minutes away from Makers Mark Distillery and a perfect destination for tourists, travelers & event guests This fully furnished home has many updates including flooring, paint, shower, lighting, bar, decor & landscaping. The property features 5 bedrooms( 4 guest beds) & 5.5 baths (4.5 guest baths). Common areas include living room, dining room & breakfast room. The apartment/mother in law suite side includes bedroom, full bath, kitchen, living room & office. The serene setting & warm hospitality make guests feel right at home. Close to local attractions, this bed & breakfast has great reviews & bookings all year round. Excellent turn key investment!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1896
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Breakfast Room
- Level: First
Dining Room
- Level: First
Family Room
- Level: First
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,828
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,828
- Total interior livable area: 4,178 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Office
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: LO010304
Features
- Stories: 2
- Patio & porch: Patio,Porch
- Exterior features: Balcony
Lot
- Lot size: 1.62 Acres
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Off Street,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $368 | $4,416 |
| Property Taxes | $375 | $4,500 |
| Electricity | $329 | $3,959 |
| Total | $4,864 | $58,368 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $750,000 |
| 2026-06-13 | Listing removed | $750,000 |
| 2026-04-09 | Listed for sale | $750,000 |
| 2026-03-18 | Listing removed | $750,000 |
| 2025-11-24 | Listed for sale | $750,000 |
| 2025-11-18 | Pending sale | $750,000 |
| 2025-08-20 | Listed for sale | $750,000 |
| 2024-08-02 | Sold | $594,000 |
| 2024-03-04 | Price change | $594,000 |
| 2023-10-05 | Price change | $599,000 |
| 2023-08-11 | Listed for sale | $630,000 |
| 2022-10-12 | Listing removed | -- |
| 2022-04-28 | Price change | $625,000 |
| 2022-04-23 | Listed for sale | $665,000 |
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